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Method for providing integrated financing services

  • US 20050149417A1
  • Filed: 12/26/2003
  • Published: 07/07/2005
  • Est. Priority Date: 12/26/2003
  • Status: Abandoned Application
First Claim
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1. A method of providing an integrated financing service that allows a plurality of vendors to integrate service leasing as part of a sales transaction, the method comprising:

  • allowing the plurality of vendors accessing a first network service to provide leasing prices for items within an electronic shopping catalog;

    allowing a customer to access a second network service upon selection of a payment option for an item within the electronic shopping catalog, from a vendor;

    automatically determining lease terms for the item;

    automatically proposing the lease terms to the customer for approval, as an alternative to a direct purchase of the item; and

    upon approval by the customer, sending an acknowledgement to the vendor that the sale of the item is based on the lease terms that have been approved by the customer.

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