System and method for performing flood zone certicifications

• US 20050159882A1
• Filed: 12/07/2004
• Published: 07/21/2005
• Est. Priority Date: 03/29/2000
• Status: Abandoned Application

• Current Assignee: Sourceprose Corporation (TransUnion Corporation)
• Original Assignee: Sourceprose Corporation (TransUnion Corporation)
• Inventors: Higgins, Darin Wayne, Scott, Dan Martin, Howard, John Willard
• Application Number:
  US11/004,984
• Publication Number:
  US 20050159882A1
• Time in Patent Office: Days
• US Class Current: 701/200
• CPC Class Codes: G06Q 10/06 Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
• CPC Class Codes: Y02A 10/40 Controlling or monitoring, e.g. of flood or hurricane; Forecasting, e.g. risk assessment or mapping

Abstract

After FEMA flood maps are scanned and converted to raster maps on a computer system, they are georeferenced. The georeferenced raster maps are stored on the system. Map inset polygons are surrounded by a virtual bounding box and a determination is made whether each grid rectangle intersects any bounding box. For each such intersection, the relevant inset polygon is traced to determine if it actually intersects the grid rectangle. If there is such intersection, the inset polygon is added to a list attached to the grid rectangle. At the end of the process, the list for each grid rectangle identifies each inset polygon intersected thereby. When an address of a property subject to a flood zone determination is entered into the system and geocoded, the grid rectangle containing the address is immediately called up. If only one inset polygon is on the list, it is used to make the flood determination. If more than one inset polygon is on the list, the various polygons are examined to determine which one is appropriate for making the flood determination, which is then made.

Claims

1. A computer-implemented method of evaluating a characteristic or trait present at and in the vicinity of a geographic location from maps that depict the characteristic or trait being evaluated and other related data and that have been georeferenced, which comprises:

(a) computing a bounding box around each inset of the maps;

(b) defining a virtual regular or irregular rectangular geographic grid system covering the total area covered by the maps;

(c) for each grid rectangle that intersects an inset bounding box, tracing the inset enclosed by the bounding box to determine if there is intersection of the grid rectangle and the inset;

(d) if there is intersection of the grid rectangle and the inset, adding the identity of the inset to a list associated with the grid rectangle;

(e) geocoding the location of the geographic location; and

(f) examining the insets contained in the list associated with the one grid rectangle containing the geocoded location and, using the data thereon, performing the evaluation.

2. A method as in claim 1, wherein:

step (f) includes examining insets contained in the lists associated with grid rectangles that do not contain the geocoded location but abut and are proximate the one grid rectangle containing the geocoded location.

3. A method as in claim 1, wherein:

the data for performing the evaluation is properly obtainable from only one of the maps, which method further comprises;

examining the insets contained on the list associated with the grid rectangle containing the geocoded location; and

(i) if there is only one inset on the list, using the data on its map to complete the evaluation, or

(ii) if there is more than one inset on the list, inspecting the respective insets to determine which inset-containing map is appropriate and using the data on that one map to complete the evaluation.

4. A method as in claim 3, wherein the characteristic or trait is a geographic, demographic, ecological or climatological trait.

5. A computer-implemented method of performing trait evaluations for real property using flood maps, comprising:

(a) obtaining a raster image of each flood map;

(b) constructing polygons enclosing each inset of the flood maps;

(c) georeferencing the flood maps by the use of another georeferenced map that depicts the same geographic area as the flood maps;

(d) constructing a bounding box around each inset polygon;

(e) defining a virtual rectangular geographic grid system;

(f) for each grid rectangle that intersects an inset bounding box, tracing the inset enclosed by the bounding box to determine if there is intersection of the grid rectangle and the inset;

(g) if there is intersection of the grid rectangle and the inset, adding the identity of the inset to a list associated with the grid rectangle;

(h) geocoding the location of the geographic location; and

(i) examining the insets contained in the list associated with the one grid rectangle containing the geocoded location and, using the data thereon, performing the evaluation.

6. A method as in claim 5, wherein the flood maps are FEMA paper, raster, or vector maps, or derived from a FEMA map format.

7. A method as in claim 5, wherein the characteristic or trait is a geographic, demographic, ecological or climatological trait.

22. The method of claim 7, wherein an annotation is added to one of the flood maps.

23. The method of claim 22, wherein the annotation is a text box, icon, symbol, raster image, or vector image.

24. The method of claim 22, wherein the annotation is stored separately from the flood maps.

25. The method of claim 22, wherein the annotation is stored as an alteration to the one of the flood maps.

26. The method of claim 22, wherein the annotation is stored with one of the flood maps.

27. The method of claim 22, wherein the annotation is stored with a property location or a geographic region.

28. The method of claim 22, wherein the annotation is displayed on one of the flood maps.

8. A computer system for evaluating a characteristic of a geographic location from maps that depict the characteristic being evaluated and other related data, the maps having been georeferenced, which comprises:

(a) first facilities for automatically computing a bounding box around each inset of the maps;

(b) second facilities for determining each grid rectangle that intersects a bounding box and for tracing the inset enclosed by the bounding box to determine if there is intersection of the grid rectangle and the inset;

(c) third facilities for adding the identities of insets that overlap any given grid rectangle to a list associated with the given grid rectangle;

(d) fourth facilities for geocoding the location of the geographic area; and

(e) fifth facilities for examining the insets contained on the list associated with the grid rectangles containing the geocoded location and those grid rectangles proximate there, and, using the data thereon, for performing the evaluation.

9. A system as in claim 8, wherein the characteristic or trait is a geographic, demographic, ecological or climatological trait.

10. A system as in claim 8, wherein the data for performing the evaluation is properly obtainable from only one of the maps, and wherein:

the fifth facilities perform so that if there is only one inset on the list, the data on its map is used to complete the evaluation, or, if there is more than one inset on the list, their respective insets are inspected to determine which inset-containing map is appropriate and the data on that one map is used to complete the evaluation.

11. A system as in claim 10, wherein the map is a raster map based on x,y coordinates, the georeferencing of the map being achieved by calculating a georeferencing function f(x,y)=(longitude,latitude) and a georeferencing function g(longitude,latitude)=(x,y), the georeferencing functions being stored by the computer system.

12. A computer system for performing flood zone certifications for real property using flood maps, comprising:

(a) a scanner for forming a raster image of each flood map;

(b) a pointing device for constructing polygons enclosing each inset of the flood maps;

(c) first facilities for georeferencing the flood maps by the use of a georeferenced map that depicts the same geographic area as the flood maps;

(d) second facilities for computing a bounding box around each polygon;

(e) third facilities for determining each grid rectangle that intersects a bounding box of an inset, and, if it does, for tracing the inset polygon enclosed by the bounding box to determine if there is intersection of the grid rectangle and the inset polygon;

(f) fourth facilities for adding the identities for insets that overlap any given grid rectangle to a list associated with the given grid rectangle;

(g) fifth facilities for geocoding the address or obtaining geographic coordinates of the property; and

(h) sixth facilities for examining the list of inset polygons contained on the list associated with the grid rectangle containing the geocoded address; and

(ii) if there is only one polygon on the list, for using the data on its flood map to complete the flood zone certification, and

(ii) if there is more than one polygon on the list, for inspecting the polygons to determine which polygon-containing flood map is appropriate and for using the data on that one flood map to complete the flood zone certification.

13. A system as in claim 12, wherein the flood maps are FEMA paper maps.

14. A system as in claim 13, wherein the raster map images of the FEMA flood maps are based on x,y coordinates, the georeferencing of the flood maps being achieved by calculating a georeferencing function f(x,y)=(longitude,latitude) and a georeferencing function g(longitude,latitude)=(x,y), the georeferencing functions being stored by the computer system.

15. A computer-implemented method of preparing maps that depict a characteristic or trait at and near a geographic location so as to be usable for evaluating the characteristic or trait at the location, the maps having been georeferenced, which method comprises:

(a) constructing a virtual bounding box around each inset of the maps;

(b) defining a virtual grid of rectangles corresponding to the total area covered by the maps;

(c) for each grid rectangle that intersects a bounding box, tracing the inset enclosed by the bounding box to determine if there is intersection of the grid rectangle and the inset; and

(d) if there is intersection of a grid rectangle and an inset, adding the identity of the inset to a list associated with the grid rectangle, so that thereafter, when the location is geocoded and the list of insets associated with the grid rectangle containing the geocoded location is examined, data on such insets permits the evaluation to be effected.

16. A computer-readable medium containing instructions executable by a computer to prepare maps that depict a characteristic or trait at and near a geographic location so as to be usable for evaluating the characteristic or trait at the location, the maps having been georeferenced, the method comprising:

(a) constructing a virtual bounding box around each inset of the maps;

(b) defining a virtual grid of identical rectangles corresponding to the total area covered by the maps;

(c) for each grid rectangle that intersects a bounding box, tracing the inset enclosed by the bounding box to determine if there is intersection of the grid rectangle and the inset; and

(d) if there is intersection of the grid rectangle and the inset, adding the identity of the inset to a list associated with the grid rectangle, so that thereafter, when the location is geocoded and the list of insets associated with the grid rectangle containing the geocoded location is examined, data on such insets permits the evaluation to be effected.

17. The computer-readable medium of claim 16 wherein the computer-readable medium is a data transmission medium transmitting a generated data signal containing the instructions.

18. A computer-readable medium containing instructions executable by a computer to evaluate a characteristic or trait present at and in the vicinity of a geographic location from maps that depict the characteristic or trait being evaluated and other related data that have been georeferenced, the method comprising:

(a) constructing a virtual bounding box around each inset of the maps;

(b) defining a virtual rectangular geographic grid system covering the total area covered by the maps;

(c) for each grid rectangle that intersects an inset bounding box, tracing the inset enclosed by the bounding box to determine if there is intersection of the grid rectangle and the inset;

(d) if there is intersection of the grid rectangle and the inset, adding the identity of the inset to a list associated with the grid rectangle;

(e) geocoding the location of the geographic location; and

(f) examining the insets contained in the list associated with the one grid rectangle containing the geocoded location and, using the data thereon, performing the evaluation.

20. The computer-readable medium of claim 18 wherein the computer-readable medium is a data transmission medium transmitting a generated data signal containing the instructions.

19. A computer-readable medium containing instructions executable by a computer to perform trait evaluations for real property using flood maps, the method comprising:

(a) obtaining a raster image of each flood map;

(b) constructing polygons enclosing each inset of the flood maps;

(c) georeferencing the flood maps by the use of another georeferenced map that depicts the same geographic area as the flood maps;

(d) constructing a bounding box around each inset polygon;

(e) defining a virtual rectangular geographic grid system;

(f) for each grid rectangle that intersects an inset bounding box, tracing the inset enclosed by the bounding box to determine if there is intersection of the grid rectangle and the inset;

(g) if there is intersection of the grid rectangle and the inset, adding the identity of the inset to a list associated with the grid rectangle;

(h) geocoding the location of the geographic location; and

(i) examining the insets contained in the list associated with the one grid rectangle containing the geocoded location, and, using the data thereon, performing the evaluation.

21. The computer-readable medium of claim 19 wherein the computer-readable medium is a data transmission medium transmitting a generated data signal containing the instructions.

29. A method of associating an attachment with a flood map using a data processing apparatus, the method comprising:

identifying a flood map;

creating an attachment; and

associating the attachment with the flood map, wherein the attachment is available when the flood map is retrieved from a memory.

30. The method of claim 29, further including associating the attachment and the flood map with a work order.

31. The method of claim 29, further including storing the attachment locally.

32. The method of claim 29, furthering including storing the attachment on a server.

33. A data processing apparatus for annotating a flood map, the data processing apparatus comprising:

means for identifying a flood map;

means for creating or identifying an annotation; and

means for associating the annotation with a location on a flood map, wherein the annotation can be made available at any future time when the flood map is retrieved from a memory.

34. The data processing apparatus of claim 33, further comprising:

means for adding an annotation in a corresponding location on a second flood map.

35. The data processing apparatus of claim 33, further comprising:

means for copying or moving annotations from the flood map to a corresponding location on a second map.

36. A data processing apparatus for associating an attachment with a flood map, the data processing apparatus comprising:

means for identifying a flood map;

means for identifying an attachment; and

means for associating the attachment with the flood map, wherein the attachment can be made available at any future time when the flood map is retrieved from a memory.

37. The data processing apparatus of claim 36, wherein the attachment is stored with the flood map.

38. The data processing apparatus of claim 36, further comprising:

means for copying or moving the attachment from the flood map to a corresponding second map.

39. A data processing apparatus for associating an attachment with a flood map, the data processing apparatus comprising:

means for identifying a flood map;

means for creating an attachment; and

means for associating the attachment with a property location or a geographic region.

40. A computer-implemented method of evaluating a characteristic or trait present at and in the vicinity of a geographic location from maps that depict the characteristic or trait being evaluated and other related data and that have been georeferenced, which comprises:

(a) defining a virtual regular or irregular rectangular geographic grid system covering the total area covered by the maps;

(b) for each grid rectangle that intersects an inset bounding box, tracing the inset enclosed by the bounding box to determine if there is intersection of the grid rectangle and the inset;

(c) if there is intersection of the grid rectangle and the inset, adding the identity of the inset to a list associated with the grid rectangle;

(d) geocoding the location of the geographic location; and

(e) examining the insets contained in the list associated with the one grid rectangle containing the geocoded location and, using the data thereon, performing the evaluation.

41. The method of claim 40, wherein a bounding box is computed around each inset of the maps prior to defining the virtual regular or irregular rectangular geographic grid system.

42. The method of claim 40, wherein the intersection of the grid rectangle and the inset is determined without using an inset bounding box.