Methods and systems for offering a credit card account to a potential home buyer
First Claim
Patent Images
1. A method for offering a credit card account to a consumer, the method comprising:
- determining if the consumer is a potential purchaser of real estate;
offering a credit card account to the consumer if the consumer is a potential real estate purchaser;
transferring a balance to the credit card account equal to at least a portion of closing costs associated with the purchase of the real estate by the consumer; and
providing a predetermined discount to the consumer for items purchased by the consumer using the credit card account.
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Accused Products
Abstract
Systems and methods are disclosed for offering a credit card account to a potential home buyer. The systems and methods may include determining if a consumer is a potential home buyer and offering a credit card account to the consumer if the consumer is a potential home buyer. Next, the systems and methods may include transferring a balance to the credit card account equal to at least a portion of closing costs associated with the purchased home by the consumer. In addition, the systems and methods may include providing a discount to the consumer on items purchased by the consumer using the credit card account.
56 Citations
36 Claims
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1. A method for offering a credit card account to a consumer, the method comprising:
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determining if the consumer is a potential purchaser of real estate;
offering a credit card account to the consumer if the consumer is a potential real estate purchaser;
transferring a balance to the credit card account equal to at least a portion of closing costs associated with the purchase of the real estate by the consumer; and
providing a predetermined discount to the consumer for items purchased by the consumer using the credit card account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A system for offering a credit card account to a consumer, the system comprising:
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a memory storage for maintaining a database; and
a processing unit coupled to the memory storage, wherein the processing unit is operative to determine if the consumer is a potential purchaser of real estate;
offer a credit card account to the consumer if the consumer is a potential real estate purchaser;
transfer a balance to the credit card account equal to at least a portion of closing costs associated with the purchase of the real estate by the consumer; and
provide a predetermined discount to the consumer for items purchased by the consumer using the credit card account. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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25. A computer-readable medium comprising a set of instructions which when executed perform a method for offering a credit card account to a consumer, the method comprising:
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determining if the consumer is a potential purchaser of real estate;
offering a credit card account to the consumer if the consumer is a potential real estate purchaser;
transferring a balance to the credit card account equal to at least a portion of closing costs associated with the purchase of the real estate by the consumer; and
providing a predetermined discount to the consumer for items purchased by the consumer using the credit card account. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36)
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Specification