E-commerce system

• US 20050177437A1
• Filed: 06/28/2001
• Published: 08/11/2005
• Est. Priority Date: 06/29/2000
• Status: Abandoned Application

• Current Assignee: Jonathan Ferrier
• Original Assignee: Jonathan Ferrier
• Inventors: Ferrier, Jonathan
• Application Number:
  US10/312,926
• Publication Number:
  US 20050177437A1
• Time in Patent Office: Days
• US Class Current: 705/26
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/26 Debit schemes, e.g. "pay now"
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0633 Lists, e.g. purchase orders, compilation or processing

Abstract

The present invention provides an E-Commerce system where a purchaser is able to purchase goods from a supplier having a website on a network such as the Internet. Payments for the purchased goods is facilitated through a gateway, which also provides for collection and delivery of the purchased goods to the purchaser by way of a delivery entity. The delivery entity is contracted by the gateway to collect the goods from the supplier'"'"'s warehouse and deliver it to the purchaser. The purchaser may pay for the goods at time of purchase, where finds are held in an escrow account until authorisation by the purchaser to release these funds to the gateway is made at the point of delivery. Alternatively, the purchaser may choose to pay for goods via a mobile electronic funds transfer device upon delivery.

Claims

1. A system which facilitates the purchase, delivery and payment for goods by a purchaser from a supplier who sells goods from a website, where an entity operating a gateway enables said supplier to provide said purchaser with a payment option via said gateway and said gateway accepts liability for paying said supplier and a delivery entity conveys said goods from said supplier to said purchaser and collects payment from said purchaser, comprising the steps of:

a) said supplier registering with said gateway entity by providing said gateway with collection details such as an address to collect said goods from said supplier,

b) said purchaser viewing on a web enabled device said suppliers website, said purchaser selecting goods as displayed on said website by using a pointing device associated with said device and causing each selected good to be added to an electronic file forming part of said website,

c) said purchaser using said pointing device to select a payment option displayed on said website,

d) said purchaser being thereupon directed to said gateway and said electronic file being sent to said gateway,

e) said purchaser then either,

registering with said gateway providing said gateway with information which uniquely identifies said purchaser and said gateway assigns a unique identification number to said purchaser, or

if already registered, entering an already assigned unique identification number, to cause an electronic purchase order to be created by said gateway, which includes transaction identification information,

f) said purchase order with purchaser identification information omitted then being forwarded from said gateway to said supplier,

g) said gateway entity then forwarding said purchase order, said collection details of said supplier and some or all of the contents of said purchaser identification information to a delivery entity,

g) said delivery entity collecting said purchased goods from said supplier and delivering said goods to said purchaser, where upon delivery said purchaser makes a payment to said delivery entity for said goods, and

h) said payment being transferred to said gateway entity.

2. A system which facilitates the purchase, delivery and payment for goods by a purchaser from a supplier who sells goods from a website according to claim 1 including the steps of said gateway transferring at least part of said payment to said supplier.

3. A system which facilitates the purchase, delivery and payment for goods by a purchaser from a supplier who sells goods from a website according to any one of claims 1 or 2 wherein said delivery entity is a courier company equipped with a mobile electronic funds transfer terminal.

4. A system which facilitates the purchase, delivery and payment for goods by a purchaser from a web site according to any one of claims 1 to 3 including the step of:

said purchaser, after entering said unique identification number at said gateway, confirming the contact name of the purchaser, delivery address of the purchaser and delivery options, each time said purchaser makes a purchase where payment is made through said gateway.

5. A system which facilitates the purchase, delivery and payment for goods by a purchaser from a supplier who sells goods from a website, where an entity operating a gateway enables said supplier to provide said purchaser with a payment option via said gateway and said gateway accepts liability for paying said supplier and a delivery entity conveys said goods from said supplier to said purchaser and collects payment from said purchaser, comprising the steps of:

a) said supplier registering with said gateway entity by providing said gateway with collection details such as an address to collect said goods from said supplier,

b) said purchaser viewing on a web enabled device said supplier=s website, said purchaser selecting goods as displayed on said website by using a pointing device associated with said device and causing each selected good to be added to an electronic file forming part of said website,

c) said purchaser using said pointing device to select a payment option displayed on said website,

d) said purchaser being thereupon directed to said gateway and said electronic file being sent to said gateway,

e) said purchaser then either,

registering with said gateway providing said gateway with information which uniquely identifies said purchaser and said gateway assigns a unique identification number to said purchaser, or

if already registered, entering an already assigned unique identification number, to cause an electronic purchase order to be created by said gateway, which includes transaction identification information,

f) said purchaser making a payment for said goods using online payment means, where said payment is transferred to an escrow account maintained by said gateway,

g) said purchase order with purchaser identification information omitted then being forwarded from said gateway to said supplier,

h) said gateway entity then forwarding said purchase order, said collection details of said supplier and some or all of the contents of said purchaser identification information to a delivery entity,

i) said delivery entity collecting said purchased goods from said supplier and delivering said goods to said purchaser, where upon delivery said purchaser uses the delivery entity to communicate authorisation for the release of said payment from said escrow account to said gateway, and if necessary making a supplemental payment to said delivery entity for said goods and said delivery entity transferring said supplemental payment to said gateway.

6. A system which facilitates the purchase, delivery and payment for goods by a purchaser from a supplier who sells goods from a website according to claim 5 including the steps of said gateway transferring at least part of said payment or supplemental payment to said supplier.

7. A system which facilitates the purchase, delivery and payment for goods by a purchaser from a supplier who sells goods from a website according to any one of claims 5 or 6 wherein said delivery entity is a courier company equipped with a mobile electronic finds transfer terminal, to allow said purchaser to make said supplemental payment for said goods.

8. A system which facilitates the purchase, delivery and payment for goods by a purchaser from a website according to any one of claims 5 to 7 including the step of:

said purchaser, after entering said unique identification number at said gateway, confirming the contact name of the purchaser, delivery address of the purchaser and delivery options, each time said purchaser makes a purchase where payment is made through said gateway.

9. A system which facilitates the purchase, delivery and payment for goods by a purchaser from a website substantially as herein described with reference to and illustrated by the accompanying drawings.