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Method and system for selecting items to replace insured items

  • US 20050192833A1
  • Filed: 02/24/2005
  • Published: 09/01/2005
  • Est. Priority Date: 12/08/2000
  • Status: Active Grant
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1. A method for replacing insured items using a web-based system including a server and at least one device connected to the server via a network, said method comprising the steps of:

  • receiving at the server, from an insurer, specification information about the item to be replaced via the device;

    comparing the received item specification information with potential replacement product information pre-stored within the server;

    selecting at least one potential replacement product which substantially matches the received item specification information;

    downloading item feature information, product accessory information, and a price quote related to the selected potential replacement product;

    storing the selected potential replacement options in a database for access by at least one of the insured user and the insurer;

    pre-approving by the insurer, at least one of the potential replacement products, whose information was downloaded providing the downloaded item feature information to the insured user; and

    prompting the insured user to select at least one replacement item from the downloaded information.

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