Authenticated messaging-based transactions
First Claim
1. A method of enabling messaging-based transactions, comprising:
- accessing, from a trusted source, transaction parameters revealing at least a registrant identity, a transaction amount, and an identity for a creditor of the registrant;
accessing registered payment parameters associated with the registrant, including information related to a financial account designated by the registrant as available for application against payment requests;
generating a message reflecting at least the creditor and the transaction amount;
configuring the message to include a selectable object configured to trigger, upon selection by the registrant, a financial transfer of funds from the financial account to the trusted source in satisfaction of the transaction amount;
configuring the message to reflect a trusted status afforded to the trusted source; and
transmitting the message to the registrant such that the trusted status and selectable object are perceivable to the registrant, and such that the selectable object is accessible for selection by the registrant.
1 Assignment
0 Petitions
Accused Products
Abstract
Messaging-based transactions may be transmitted by using an intermediary host to receive transaction information from a sender. The sender and the transaction information are authenticated, and the transaction information is packaged as a transaction when the sender and the transaction information are authenticated. A trusted transaction message is generated configured to indicate to a recipient that the trusted transaction message has been authenticated, wherein the trusted transaction message is configured to execute the transaction when a recipient interacts with the transaction in the trusted transaction message. The trusted transaction message is transmitted.
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Citations
46 Claims
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1. A method of enabling messaging-based transactions, comprising:
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accessing, from a trusted source, transaction parameters revealing at least a registrant identity, a transaction amount, and an identity for a creditor of the registrant;
accessing registered payment parameters associated with the registrant, including information related to a financial account designated by the registrant as available for application against payment requests;
generating a message reflecting at least the creditor and the transaction amount;
configuring the message to include a selectable object configured to trigger, upon selection by the registrant, a financial transfer of funds from the financial account to the trusted source in satisfaction of the transaction amount;
configuring the message to reflect a trusted status afforded to the trusted source; and
transmitting the message to the registrant such that the trusted status and selectable object are perceivable to the registrant, and such that the selectable object is accessible for selection by the registrant. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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25. A method for enabling messaging-based transactions, the method comprising:
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using an intermediary host to receive financial transaction information from a sender;
packaging the financial transaction information as a transaction when the financial transaction information can be authenticated;
generating a trusted transaction message configured to indicate to a recipient that the trusted transaction message has been authenticated, wherein the trusted transaction message is configured to execute the transaction in response to recipient interaction with the transaction in the trusted transaction message; and
transmitting the trusted transaction message. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37)
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38. A computer program product that when executed generates a graphical user interface enabling a user to execute a transaction, the graphical user interface comprising:
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an inbox region illustrating a trusted transaction message alongside other messages that are not trusted transaction messages; and
a trusted mail message code segment indicating that the trusted transaction mail message has been authenticated and enabling a recipient to execute a transaction by interacting with the transaction in the trusted transaction mail message. - View Dependent Claims (39, 40, 41, 42, 43, 44, 45, 46)
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Specification