Credit card reward program
First Claim
1. A computer readable medium bearing instructions for administering an incentive program account, the instructions, when executed, being arranged to cause one or more processors to perform the steps of:
- storing points associated with a first incentive program account; and
in response to a program participant'"'"'s instructions, redeeming a number of said points as either a discount for a transaction or for points in a second incentive program account.
4 Assignments
0 Petitions
Accused Products
Abstract
An incentive program system and process for redeeming incentive program points. The system or process may be accomplished through a computer readable medium bearing instructions for administering the incentive program account. The system includes a database for storing points associated with a first incentive program account and a processor that, in response to a program participant'"'"'s instructions, redeems a number of the points as either a discount for a transaction or for points in a second incentive program account. The process includes storing points associated with a first incentive program account; identifying either transactions available for the redemption of an incentive program discounter a second incentive program account to which said one or more points may be transferred; and either applying a discount to one or more of the transactions available for the redemption of an incentive program discount or transferring points to the second incentive program account.
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Citations
20 Claims
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1. A computer readable medium bearing instructions for administering an incentive program account, the instructions, when executed, being arranged to cause one or more processors to perform the steps of:
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storing points associated with a first incentive program account; and
in response to a program participant'"'"'s instructions, redeeming a number of said points as either a discount for a transaction or for points in a second incentive program account. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A process of redeeming incentive program points, the processing comprising the steps of:
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storing points associated with a first incentive program account;
in response to receiving instructions, identifying either transactions available for the redemption of an incentive program discount or a second incentive program account to which said one or more points may be transferred; and
in response to receiving instructions, either applying a discount to one or more of said transactions available for the redemption of an incentive program discount or transferring points to said second incentive program account. - View Dependent Claims (9, 10, 11, 12, 13)
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14. An incentive program system comprising:
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a database for storing points associated with a first incentive program account; and
a processor that, in response to a program participant'"'"'s instructions, redeems a number of said points as either a discount for a transaction or for points in a second incentive program account. - View Dependent Claims (15, 16, 17, 18, 19, 20)
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Specification