Automated banking machine and method

• US 20050203847A1
• Filed: 05/06/2005
• Published: 09/15/2005
• Est. Priority Date: 11/27/1996
• Status: Active Grant

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Drummond, Jay Paul, Blackson, Dale, Smith, Mark D., Weis, David W., Cichon, Bob A., Moales, Mark A., Ess, Joseph C., Church, James
• Granted Patent: US 7,405,724 B2
• Time in Patent Office: Days
• US Class Current: 705/43
• CPC Class Codes: G06F 16/95 Retrieval from the web
• CPC Class Codes: G06F 3/023 Arrangements for converting discrete items of information into a coded form, e.g. arrangements for interpreting keyboard generated codes as alphanumeric codes, operand codes or instruction codes
• CPC Class Codes: G06F 3/04895 Guidance during keyboard input operation, e.g. prompting
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 19/206 Software aspects at ATMs
• CPC Class Codes: G07F 19/211 Software architecture within ATMs or in relation to the ATM network
• CPC Class Codes: H04L 63/0853 using an additional device, e.g. smartcard, SIM or a different communication terminal cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices H04L9/3234
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 63/12 Applying verification of the received information cryptographic mechanisms or cryptographic arrangements for data integrity or data verification H04L9/32
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04L 67/12 : specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/34 : involving the movement of software or configuration parameters network booting or remote initial program loading [RIPL] G06F9/4416
• CPC Class Codes: H04L 67/563 : Data redirection of data network streams
• CPC Class Codes: H04L 67/565 : Conversion or adaptation of application format or content adding application control or application functional data H04L67/561
• CPC Class Codes: H04L 67/568 : Storing data temporarily at an intermediate stage, e.g. caching
• CPC Class Codes: H04L 69/329 : in the application layer [OSI layer 7]
• CPC Class Codes: H04L 69/40 : for recovering from a failure of a protocol instance or entity, e.g. service redundancy protocols, protocol state redundancy or protocol service redirection management of faults, events, alarms or notifications in data switching networks H04L41/06
• CPC Class Codes: H04L 9/40 : Network security protocols

Abstract

An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user'"'"'s card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

Claims

1. An automated banking machine comprising:

at least one computer in the machine;

at least one transaction function device of the machine;

a display screen in supporting connection with the machine; and

a plurality of function keys on the machine adjacent the display screen;

wherein the at least one computer is operative responsive to at least one first function key input signal generated responsive to operation of a first function key, to generate at least one first mouse input stream signal which includes first data corresponding to a first mouse input location.

26. The machine according to claim 1, wherein the first mouse input location corresponds to a first position on the display screen visually correlated on the display screen with the first function key, and wherein the at least one computer is operative responsive to the at least one first mouse input stream signal to cause at least one transaction function device to perform at least one first transaction function.

27. The machine according to claim 26 wherein the at least one transaction function device includes a cash dispenser and wherein the first transaction function includes causing the machine to dispense cash.

28. The machine according to claim 26 wherein the screen includes visual indicia correlated with the first function key, and wherein the visual indicia includes at least one of text and graphics which are representative of menu selections at least one of which selections is selected by operation of the first function key.

29. The machine according to claim 26, wherein the at least one computer is operative responsive to operation of a second function key to generate at least one second mouse input stream signal which includes second data corresponding to a second mouse input location, disposed from the first mouse input location.

30. The machine according to claim 29, wherein the second mouse input location corresponds to a second location on the display screen, disposed of the first location, and visually correlated on the display screen with the second function key, and wherein the at least one computer is operative responsive to the at least one second mouse input stream signal to cause at least one transaction function device to perform at least one second transaction function.

31. The machine according to claim 1, and further comprising a keypad including a plurality of keys, wherein the at least one computer is operative responsive to a first keypad key input signal generated responsive to operation of a first key of the keypad, to generate at least one first keyboard input stream signal.

32. The machine according to claim 1, and further comprising a keypad including a plurality of keys, wherein the at least one computer is operative responsive to a first keypad key input signal generated responsive to operation of a first key of the keypad, to generate at least one second mouse input stream signal which includes second data corresponding to a second mouse input location.

33. The machine according to claim 32 wherein the first mouse input location corresponds to a first position on the display screen, and the second mouse input location corresponds to a second position on the display screen that is disposed from the first position.

34. The machine according to claim 1, and further comprising a data store in operative connection with the at least one computer, and wherein the data store includes conversion data, wherein the at least one computer is operative to convert the at least one first function key input signal to the at least one first mouse input stream signal.

35. The machine according to claim 34, wherein the conversion data includes the first data corresponding to the first mouse input location.

36. The machine according to claim 35, wherein the conversion data includes a plurality of sets of coordinates, wherein each set corresponds to a respective one of the plurality of function keys.

37. The machine according to claim 35, wherein the at least one computer is operative to disable a second function key responsive to the conversion data, wherein when the second function key is disabled, operation of the second function key does not cause the at least one computer to generate a mouse input stream signal in response thereto.

38. The machine according to claim 1, wherein the at least one computer is operative to access at least one HTTP record from a server, wherein the at least one HTTP record includes conversion data, wherein the at least one computer is operative to use the conversion data to convert the at least one first function key input signal to the at least one first mouse input stream signal.

39. The machine according to claim 38, wherein the at least one HTTP record includes a markup language document.

40. The machine according to claim 39, wherein the markup language document comprises a Hyper-Text Markup Language (HTML) document.

41. The machine according to claim 38, wherein the at least one computer is operative to disable a second function key responsive to the conversion data, wherein when the second function key is disabled, operation of the second function key does not cause the at least one computer to generate a mouse input stream signal in response thereto.

42. The machine according to claim 1, wherein the at least one computer is operative to selectively enable and disable the first function key, wherein when the first function key is enabled and the first function key is operated, the at least one computer is operative to generate the at least one first mouse input stream signal in response thereto, and wherein when the first function key is disabled and the first function key is operated, no mouse input stream signals are produced in response thereto.

43. The machine according to claim 1, wherein the at least one computer includes an operating system that is capable of providing a mouse location indicator visible on the display screen, wherein the at least one computer is operative to cause the mouse location indicator to be substantially not visible on the display screen when the first function key is operated.

44. The machine according to claim 37, wherein the machine further includes an operating system that is capable of providing a mouse location indicator visible on the display screen, wherein the at least one computer is operative to cause the mouse location indicator to be substantially not visible on the display screen when the first function key is operated, and wherein the at least one transaction function device comprises a cash dispenser, and wherein the at least one computer is operative responsive to the at least one first mouse input stream signal to cause the at least one transaction function device to carry out at least one transaction function.

2-25. -25. (canceled)

45. An automated banking machine comprising:

at least one computer in the machine;

at least one transaction function device of the machine;

a display screen in supporting connection with the machine; and

a keypad comprising a plurality of keys in supporting connection with the machine;

wherein the at least one computer is operative responsive to a first keypad key input signal generated responsive to operation of a first key of the keypad, to generate at least one first mouse input stream signal including first data corresponding to a first mouse input location.

46. The machine according to claim 45, wherein the first mouse input location corresponds to a first position on the display screen, and wherein the at least one computer is operative responsive to the at least one first mouse input stream signal to cause the at least one transaction function device to carry out at least one first transaction function.

47. The machine according to claim 46 wherein the at least one first transaction function device includes a cash dispensers, and wherein the at least one transaction function includes dispensing cash.

48. The machine according to claim 47 wherein the display screen includes visual indicia, and wherein the visual indicia includes at least one of text and graphics which are representative of menu selections, at least one of which selections is selected by operation of the first key.

49. The machine according to claim 46, wherein the at least one computer is operative responsive to a second keypad key input signal generated responsive to operation of a second keypad key, to generate at least one second mouse input stream signal corresponding to a second mouse input location.

50. The machine according to claim 49 wherein the second mouse input location corresponds to a second position on the display screen disposed of the first position on the display screen.

51. The machine according to claim 50 wherein the at least one computer is operative responsive to the at least one second mouse input stream signal to cause at least one transaction function device to perform a second transaction function.

52. The machine according to claim 46, and further comprising a plurality of function keys adjacent the display screen, wherein the at least one computer is operative responsive to a first function key input signal generated responsive to operation of a first function key, to generate at least one second mouse input stream signal corresponding to a second mouse input location.

53. The machine according to claim 52 wherein the second mouse input location corresponds to a second position on the display screen that is disposed from the first position.

54. The machine according to claim 46, and further comprising a data store, wherein the data store includes conversion data, wherein the at least one computer is operative to convert the first keypad key input signal to the at least one first mouse input stream signal responsive to the conversion data.

55. The machine according to claim 54, wherein the conversion data includes the first data corresponding to the first mouse input location.

56. The machine according to claim 54, wherein the conversion data includes a plurality of sets of coordinates, wherein each set corresponds to a respective one of the plurality of keypad keys.

57. The machine according to claim 54, wherein the at least one computer is operative to disable a second keypad key responsive to the conversion data, wherein when the second keypad key is disabled, operation of the second keypad key does not cause the at least one computer to generate a mouse input stream signal in response thereto.

58. The machine according to claim 54, wherein the at least one computer is operative to access at least one HTTP record from a server, wherein at least one HTTP record includes the conversion data.

59. The machine according to claim 58, wherein the at least one HTTP record includes a markup language document.

60. The machine according to claim 59, wherein the markup language document comprises a Hyper-Text Markup Language (HTML) document.

61. The machine according to claim 54, wherein the at least one computer is operative to disable operation of a second keypad key responsive to the conversion data, wherein when the second keypad key is disabled, operation of the second keypad key does not cause the at least one computer to generate a mouse input stream signal in response thereto.

62. The machine according to claim 46, wherein the at least one computer is operative to selectively enable and disable the first keypad key, wherein when the first keypad key is enabled and the first keypad key is operated, the at least one computer is operative to generate the at least one first mouse input stream signal in response thereto, and wherein when the first keypad key is disabled and the first keypad key is operated, no mouse input stream signals are produced in response thereto.

63. The machine according to claim 46, wherein the at least one computer includes an operating system that is capable of providing a mouse location indicator visible on the display screen, wherein the at least one computer is operative to cause the mouse location indicator to be substantially not visible on the display screen when the first keypad key is operated.