Acceptance/reception separating system in financial institution

• US 20050273425A1
• Filed: 06/03/2005
• Published: 12/08/2005
• Est. Priority Date: 06/04/2004
• Status: Abandoned Application

• Current Assignee: OKI Electric Industry Company Limited
• Original Assignee: OKI Electric Industry Company Limited
• Inventors: Yamazaki, Shinichi
• Application Number:
  US11/143,494
• Publication Number:
  US 20050273425A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising

Abstract

An acceptance/reception separating system in a financial institution has: accepting means which accepts a process for a financial transaction; deposit receipt issuing means which issues a deposit receipt showing the acceptance of the process; business processing means which executes the process; notifying means which notifies the system of the end of the process; and receiving means which confirms a personal identification by the deposit receipt and enables a processing result to be received. The acceptance of the process and the reception of the processing result are separately executed. When the process for the financial transaction is accepted, the deposit receipt is issued to the customer. After the process, he can receive the processing result by the deposit receipt. A waiting time of the customer is shortened and customer services and processing efficiency can be improved.

Claims

1. An acceptance/reception separating system in a financial institution, comprising:

accepting means which accepts a process for a financial transaction;

deposit receipt issuing means which issues a deposit receipt showing that said process has been accepted;

business processing means which executes said process;

notifying means which notifies said system of an end of said process; and

receiving means which confirms a personal identification by said deposit receipt and enables a result of said process to be received,

wherein the acceptance of said process and the reception of the result of said process are separately executed.

2. The acceptance/reception separating system according to claim 1, wherein said deposit receipt issuing means issues the deposit receipt by writing a receipt number into an IC card.

3. The acceptance/reception separating system according to claim 1, wherein said notifying means notifies said system of the end of said process by transmitting E-mail to a customer terminal.

4. The acceptance/reception separating system according to claim 1, wherein said receiving means is a reception-only terminal, a locker for reception, or an automatic cash transaction apparatus.

5. The acceptance/reception separating system according to claim 1, wherein said deposit receipt is a certificate with an IC tag.

6. The acceptance/reception separating system according to claim 1, wherein said deposit receipt is issued when the end of said process is notified.

7. The acceptance/reception separating system according to claim 1, wherein said notifying means notifies said system of the end of said process by updating Internet information or displaying it onto a distributing board.

8. The acceptance/reception separating system according to claim 1, wherein said accepting means accepts said process by Internet banking.

9. The acceptance/reception separating system according to claim 1, wherein said accepting means accepts said process by telephone.

10. The acceptance/reception separating system according to claim 1, wherein said accepting means accepts said process by an electronic book-keeping apparatus.

11. The acceptance/reception separating system according to claim 1, wherein said receiving means is a reception-only terminal or a locker for reception.

12. The acceptance/reception separating system according to claim 1, wherein said receiving means is a locker for reception.

13. The acceptance/reception separating system according to claim 1, wherein said receiving means is a locker for reception or an automatic cash transaction apparatus.