Method and apparatus of customer support through the use of automated assistance technology, live customer support, and predictive account maintenance and management for industries where there are services which relate to a customer account(s).

• US 20050288981A1
• Filed: 06/28/2005
• Published: 12/29/2005
• Est. Priority Date: 06/29/2004
• Status: Abandoned Application

• Current Assignee: EFT Data Incorporated, Marcus Gobel
• Original Assignee: Aurelio Elias
• Inventors: Elias, Aurelio, Gobel, Marcus Evan
• Application Number:
  US11/160,555
• Publication Number:
  US 20050288981A1
• Time in Patent Office: Days
• US Class Current: 706/45
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising

Abstract

The present invention generally relates to a customer support methodology which can be enacted with a combination of automated support solutions and support technicians for industries where there are services which relate to a customer account(s). Its main purpose is the effective use and acquisition of data to better understand the customer, the product/service, and the support system in order to better handle support issues that have and could possibly happen. The innovation in customer support methodologies are established in key general areas: profiling, support session routing, authorization, verification, data convergence, data protection, communication, predictive analysis, government compliance, customer satisfaction, and preemptive actions.

Claims

1. Software and methodologies using artificial intelligence, rules-based methodology, automated processes (including SP), Hl, enhanced industry specific methodologies (where applicable), and data convergence with CD (including past customer data) to prepare for the eventuality and examine anomalies (including suspicious activity) to achieve a greater than 95% confidence level (where a conclusion can be reached) in achieving virtually infallible results using accepted and established statistical inference.

2. The method of claim 1 wherein a AP is used for data convergence (resulting in CD) to assimilate data by evaluating SE'"'"'s (and the relevant account) in a structured process comprising the steps of:

.

4. The method of claim 2 wherein the evaluation of the characteristics of the relevant account include the “

account history evaluated by characteristics”

referenced of FIG. 1.

5. The method of claim 1 wherein the PAM algorithm has the capability to invoke the SE and add new BR to the system.

6. The method of claim 1 wherein the system and methodologies protect against privacy intrusions using AE.

7. The method of claim 1 wherein a method is used to determine and invoke ACP, based upon SP or BR that was applied to the relevant SE as part of analysis or preparation for analysis.

8. The method of claim 6 wherein the system uses ACP to obtain first hand knowledge about the account holder'"'"'s behavior when dealing with the product or service and that information is then used by the system in determining the methods of supporting the customer, recognizing changes of behavior, and identifying suspicious behavior.

9. The method of claim 2 wherein, based on evaluation of the SE (LP), a new BR or set of BR'"'"'s is added to the system.

10. The method of claim 1 wherein a method is used of adapting the presentment of information involved in the system including voice inflexion &

graphic voice pattern analysis, phrasing, and/or order of questions and statements to the level of the individual by utilizing CD (including account and system data), and the relevant known behavior profile in real-time using ASR.

12. The method of claim 10 wherein a AP is used for data convergence (resulting in CD) to assimilate data by evaluating SE'"'"'s (and the relevant account) in a structured process comprising the steps of:

.

15. The method of claim 10 wherein the PAM algorithm has the capability to invoke the SE and add new BR to the system.

16. The method of claim 10 wherein a method is used to determine and invoke ACP, based upon SP or BR that was applied to the relevant SE as part of analysis or preparation for analysis.

19. The method of claim 10 wherein a method is used of adapting the presentment of information involved in the system including voice inflexion &

graphic voice pattern analysis, phrasing, and/or order of questions and statements to the level of the individual by utilizing CD (including account and system data), and the relevant known behavior profile in real-time using ASR.

21. The method of claim 1 wherein a AP is used for data convergence (resulting in CD) to assimilate data by evaluating SE'"'"'s (and the relevant account) in a structured process comprising the steps of:

.

23. The method of claim 19 wherein the PAM algorithm has the capability to invoke the SE and add new BR to the system.

3. a) evaluating the characteristics of the SE itself

b) evaluating current status of the relevant account before the SE is applied

c) applying SE to the relevant account and adjusting the relevant account details

d) evaluating account again for certain characteristics after the SE was applied to the account.

11. Software and methodologies utilizing artificial intelligence, rules-based methodology, automated processes (including SP), Hl, enhanced industry specific methodologies (where applicable), and data convergence with CD (including past customer data) to prepare for the eventuality and authorization of transactions to achieve a greater than 95% confidence level (where a conclusion can be reached) in achieving virtually infallible results using accepted and established means of statistical inference.

14. The method of claim 11 wherein the evaluation of the characteristics of the relevant account include the “

account history evaluated by characteristics”

referenced of FIG. 1.

17. The method of claim 14 wherein the system uses ACP to obtain first hand knowledge about the account holder'"'"'s behavior when dealing with the product or service and that information is then used by the system in determining the methods of supporting the customer, recognizing changes of behavior, and identifying suspicious behavior.

18. The method of claim 11 wherein, based on evaluation of the SE (LP), a new BR or set of BR'"'"'s is added to the system.

13. a) evaluating the characteristics of the SE itself

b) evaluating current status of the relevant account before the SE is applied

c) applying SE to the relevant account and adjusting the relevant account details

d) evaluating account again for certain characteristics after the SE was applied to the account.

20. Software and methodologies utilizing artificial intelligence, rules-based methodology, automated processes (including SP), Hl, enhanced industry specific methodologies (where applicable), and data convergence with CD (including past customer data) for control and prioritization of access to system functions and “

unlocking”

of sensitive information to achieve a greater than 95% confidence level (where a conclusion can be reached) in achieving virtually infallible results using accepted and established means of statistical inference.

22. a) evaluating the characteristics of the SE itself

b) evaluating current status of the relevant account before the SE is applied

c) applying SE to the relevant account and adjusting the relevant account details

d) evaluating account again for certain characteristics after the SE was applied to the account.