Automated banking machine apparatus and system

• US 20050289055A1
• Filed: 07/11/2005
• Published: 12/29/2005
• Est. Priority Date: 11/27/1996
• Status: Abandoned Application

• Current Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Drummond, Jay Paul, Blackson, Dale, Smith, Mark D., Weis, David W., Cichon, Bob A., Moales, Mark A., Richards, Bruce G., Covert, Mark S., Ess, Joseph C., Church, James
• Application Number:
  US11/179,457
• Publication Number:
  US 20050289055A1
• Time in Patent Office: Days
• US Class Current: 705/43
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/206 Software aspects at ATMs
• CPC Class Codes: G07F 19/211 Software architecture within ATMs or in relation to the ATM network

Abstract

An automated banking machine (12) is operative to conduct transactions in response to mark up language documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having mark up language document handling software that includes a browser (76). The machine can receive instructions in mark up language documents accessed at an HTTP address to cause operation of transaction function devices, such as a currency dispenser (42).

Claims

1. Article bearing computer executable instructions operative to cause at least one computer in an automated transaction machine including a currency dispenser to carry out a method comprising:

operating a first device in the automated transaction machine including a currency dispenser responsive to first device operating instructions accessed at a first HTTP address by the least one computer in the automated transaction machine;

generating first data with the first device responsive to operation of the first device; and

storing the first data in a transaction data object in a memory in operative connection with the at least one computer.

23. The article according to claim 1 wherein the first device is a currency dispenser and the first data is representative of a dispense of currency by the currency dispenser.

24. The article according to claim 1 wherein computer instructions are executable by the at least one computer to further cause:

operating a second device in the machine responsive to second device operating instructions accessed by the at least one computer at a second HTTP address;

generating second data with the second device, responsive to operation of the second device; and

storing the second data in the transaction data object.

25. The article according to claim 24 wherein the first device includes a currency dispenser and the first data includes data representative of a dispense of currency by the currency dispenser, and wherein the second device includes a card reader and the second data includes data representative of card data read from a card.

26. The article according to claim 1 wherein the computer instructions are executable by the at least one computer to further cause

accessing first device operating instructions at a first HTTP address with the at least one computer.

27. The article according to claim 26 wherein the computer instructions are executable by the at least one computer to cause operation of the first device responsive to the first device operating instructions accessed with at least one computer.

28. The article according to claim 1 wherein the computer instructions are executable by the at least one computer to cause

storing first data in a transaction data object in a memory in operative connection with the at least one computer.

2-22. -22. (canceled)

29. Article including computer executable instructions operative to cause at least one automated banking machine computer to:

accept identifying data from a user of the automated banking machine;

store data corresponding to the identifying data in a transaction data object in software;

conduct a first transaction, including accessing the data in the transaction data object, responsive to at least one user input to the machine;

operate a transaction function device of the automated banking machine responsive to at least one instruction accessed at at least one HTTP address; and

store in the transaction data object, data corresponding to operation of the transaction function device.

30. The article according to claim 29 wherein the computer executable instructions are further operative to cause the at least one automated banking machine computer to access the at least one instruction at the at least one HTTP address.

31. Article including computer executable instructions operative to cause at least one computer to

operate an automated transaction machine currency dispenser to dispense currency responsive to at least one HTML document;

and

store in memory data representative of the dispense of the currency.

32. The article according to claim 31 wherein the computer executable instructions are further operative to cause an automated transaction machine including the currency dispenser to receive the at least one HTML document.

33. The article according to claim 31 wherein the memory comprises a transaction data object in software operating in the at least one computer, wherein the computer executable instructions are further operative to cause storage in the transaction data object of the data representative of the dispense of the currency.

34. The article according to claim 33 wherein the transaction data object operates in a computer of an automated transaction machine including the currency dispenser, wherein the computer executable instructions are further operative to cause storage of the data representative of the dispense of the currency in the transaction data object operating in the computer of the automated transaction machine.

35. The article according to claim 31 wherein the computer executable instructions are further operative to cause the currency dispenser to dispense at least one currency note from an automated transaction machine responsive to the at least one HTML document.

36. Article including computer executable instructions operative to cause an automated transaction machine to carry out a method comprising:

receiving at least one HTML document with a browser of the automated transaction machine;

dispensing currency with a currency dispenser of the automated transaction machine responsive to at least one instruction in the at least one HTML document; and

storing data representative of the dispensing in memory.

37. The article according to claim 36 wherein the computer executable instructions are further operative to cause

accessing at at least one HTTP address at least one HTML document including a dispense instruction operative to cause operation of the currency dispenser.

38. The article according to claim 37 wherein the browser is operative to cause processing of at least one accessed HTML document, and wherein the computer instructions are executable by the at least one computer to cause operation of the currency dispenser to dispense currency from the automated transaction machine responsive to processing of a dispense instruction by the browser.