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Electronic money management method and system using mobile communication terminal

  • US 20060004656A1
  • Filed: 07/12/2005
  • Published: 01/05/2006
  • Est. Priority Date: 12/28/1999
  • Status: Abandoned Application
First Claim
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1. A method for managing electronic money for use in electronic transactions, the method comprising:

  • an Automatic Response System (ARS) server receiving electronic money issuance data from a user telephone, the electronic money issuance data including a mobile communication terminal number of a user, a password for use in electronic money transactions, and an amount of electronic money which the user desires to be issued;

    the ARS server transmitting an authentication number to a mobile communication terminal of the user;

    the ARS server receiving an authentication number input by the user from the user telephone;

    the ARS server comparing the authentication number input by the user with the authentication number transmitted to the mobile communication terminal of the user and transmitting the electronic money issuance data to an electronic money management server to request that the electronic money management server issue the amount of electronic money if the authentication numbers are identical;

    the electronic money management server issuing the requested amount of electronic money to an electronic money account of the user identified by the password and the mobile communication terminal number of the user; and

    the ARS server notifying the mobile communication terminal of the user of completion of the electronic money issuance if the electronic money has been issued.

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