Method and apparatus for a private information system and service transactions that minimize theft of identity data
First Claim
84. A method of protecting Identity theft sensitive personal data of a customer from a service provider over a global computer network, comprising the steps of:
- a. receiving customer data by a primary service provider;
b. partitioning the customer data into customer identifying data and customer non-identifying data, the non-identifying data being the data necessary to provide a service by a secondary service provider;
c. assigning a non-customer identifying reference to the customer non-identifying data and forwarding the reference and the customer non-identifying data to the secondary service provider.
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Accused Products
Abstract
A method and apparatus (10) for a privacy system (12) that facilitates anonymous service transactions globally between a customer (20) and a service merchant (22) and that minimizes the theft of personally sensitive identity data. The privacy system (12) allows the customer (20) to receive service (60) from the merchant (22) over the Internet without the merchant (22) receiving and keeping the identity data, bankcard information and other personally sensitive Id theft prone data of the customer (20). Invention also discloses a private information system on Internet using an anonymous identifier to store private information that minimizes the theft of personally sensitive identity data. The anonymous identifier is self-created by a person to assure anonymity to the person to facilitate anonymous and secure transactions over the Internet.
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Citations
100 Claims
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84. A method of protecting Identity theft sensitive personal data of a customer from a service provider over a global computer network, comprising the steps of:
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a. receiving customer data by a primary service provider;
b. partitioning the customer data into customer identifying data and customer non-identifying data, the non-identifying data being the data necessary to provide a service by a secondary service provider;
c. assigning a non-customer identifying reference to the customer non-identifying data and forwarding the reference and the customer non-identifying data to the secondary service provider. - View Dependent Claims (85, 86, 87, 88, 89, 90, 91)
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92. A system for protecting identity theft sensitive personal data of a customer from a service provider over a global computer network, comprising:
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a. a function that enables receiving customer data by a primary service provider;
b. a function that partitions the customer data, by the primary service provider, into customer identifying data and customer non-identifying data, the non-identifying data being the data necessary to provide a service by a secondary service provider;
c. a function that assigns a non-customer identifying reference to the customer non-identifying data and forwards the reference and the customer non-identifying data to the secondary service provider. - View Dependent Claims (93, 94, 96, 97)
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95. The system as in 92 further comprising:
a function that processes a payment, from the customer to the secondary service provider for payment of the service, using existing payment authorization networks and forwards payment authorization data to the secondary service provider.
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98. A system of identifying and verifying a customer to an information system comprising:
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a. an access function that presents a screen, that requires entry of an initial sequence of data items from the customer;
b. the initial sequence of data have a format of data items from a group that includes at least three items from a group of, (i) zip code, (ii) name initials, (iii) a date, (iv) personal like and dislike phrase, (v) a personal number, (iv) gender, wherein the format of data is intended to facilitate customer in being able to create a unique sequence by memory association with these known formats. c. a function that receives the sequence and creates a new customer record in the information system, for anchoring customer information. - View Dependent Claims (99, 100)
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Specification