Dual-path pre-approval authentication method
First Claim
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1. An authentication method for use between a first party and a second party for performing a transaction, comprising:
- (a) establishing a second communication path and sending by the first party of an approval code via the second communication path;
(b) receiving by the second party of the approval code;
(c) establishing a first communication path by the first party to the second party for performing authentication and, thereafter, the transaction; and
(d) authenticating the first party by the second party via the first communication path using the received approval code before performing the transaction.
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Abstract
An authentication method for use between a first party and a second party for performing a transaction, includes establishing a second communication path and sending by the first party of an approval code via the second communication path receiving by the second party of the approval code; establishing a first communication path by the first party to the second party for performing authentication and then the transaction; and authenticating the first party by the second party via the first communication path using the received approval code before performing the transaction.
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Citations
17 Claims
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1. An authentication method for use between a first party and a second party for performing a transaction, comprising:
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(a) establishing a second communication path and sending by the first party of an approval code via the second communication path;
(b) receiving by the second party of the approval code;
(c) establishing a first communication path by the first party to the second party for performing authentication and, thereafter, the transaction; and
(d) authenticating the first party by the second party via the first communication path using the received approval code before performing the transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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Specification