SYSTEM FOR REGISTERING A BIOMETRIC FOR USE WITH A SMARTCARD

• US 20060016874A1
• Filed: 07/01/2004
• Published: 01/26/2006
• Est. Priority Date: 07/01/2004
• Status: Abandoned Application

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Salow, Glen, Bonalle, David S
• Application Number:
  US10/710,331
• Publication Number:
  US 20060016874A1
• Time in Patent Office: Days
• US Class Current: 235/380
• CPC Class Codes: G06K 19/07 with integrated circuit chips
• CPC Class Codes: G06K 19/0716 at least one of the integrated circuit chips comprising a sensor or an interface to a sensor
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3576 Multiple memory zones on card
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

The present invention discloses system for registering biometric information for use with a smartcard-reader system. The system comprises a biometric sensor for detecting biometric samples. The system also comprises a device for associating the biometric samples with user information as well as smartcard information. Finally, the system includes a database for storing the associated biometric samples.

Claims

1. A system for registering biometric information for use with a smartcard system, said system comprising;

a biometric sensor configured to detect a proffered biometric sample;

a device configured to associate said proffered biometric sample with user information and smartcard information to create a data packet, wherein said proffered biometric sample is associated with at least two accounts, wherein each of said at least two accounts includes at least one of;

a charge card account, a credit card account, a debit card account, a savings account, a private label account, a PayPal account, a membership account, a Western Union account, an electronic bill payment account, an automatic bill payment account and a loyalty point account; and

a database configured to store said data packet, wherein said database is configured to communicate with said system.

2. The system of claim 1, wherein said device configured to associate said proffered biometric sample is configured to process, store, and verify said proffered biometric sample.

4. The system of claim 1, wherein each proffered biometric sample is associated with a different one of:

personal information, credit card information, debit card information, savings account information, membership information, PayPal account information, Western Union Account information, electronic bill payment information, automatic bill payment information and loyalty point information.

5. The system of claim 1, wherein said database configured to store said data packet is configured to store at least one of:

proffered biometric samples, registered biometric samples, user information, terrorist information, and criminal information.

6. The system of claim 1, wherein said database configured to store said data packet is contained in at least one of said smartcard, a smartcard reader, a sensor, a remote sever, a merchant server and said smartcard system.

7. The system of claim 1, wherein said database configured to store said data packet is contained in a remote database, and wherein said remote database is configured to be operated by an authorized sample receiver.

8. The system of claim 1, wherein said device configured to associate said proffered biometric sample is further configured to primarily associate said proffered biometric sample with a first user information, wherein said first information comprises at least one of personal information, credit card information, debit card information, savings account information, membership information, PayPal account information, Western Union Account information, electronic bill payment information, automatic bill payment information and loyalty point information, and wherein said device is configured to secondarily associate said proffered biometric sample with a second user information, wherein said second information comprises at least one of personal information, credit card information, debit card information, savings account information, membership information, PayPal account information, Western Union Account information, electronic bill payment information, automatic bill payment information and loyalty point information, and wherein said second user information is different than said first user information.

9. The system of claim 1, wherein said device configured to associate said proffered biometric sample is further configured to associate a first proffered biometric sample with a first user information, wherein said first information comprises at least one of personal information, credit card information, debit card information, savings account information, membership information, PayPal account information, Western Union Account information, electronic bill payment information, automatic bill payment information and loyalty point information, and wherein said device is configured to associate a second proffered biometric sample with a second user information, wherein said second information comprises at least one of personal information, credit card information, debit card information, savings account information, membership information, PayPal account information, Western Union Account information, electronic bill payment information, automatic bill payment information and loyalty point information.

10. The system of claim 1, wherein said device configured to associate said proffered biometric sample is further configured to associate a first proffered biometric sample with a first user information wherein said first information comprises at least one of personal information, credit card information, debit card information, savings account information. membership information, PayPal account information, Western Union Account information, electronic bill payment information, automatic bill payment information and loyalty point information, and wherein said device is configured to associate a second proffered biometric sample with a second user information, wherein said second information comprises at least one of personal information, credit card information, debit card information, savings account information, membership information, PayPal account information, Western Union Account information, electronic bill payment information, automatic bill payment information and loyalty point information, wherein said second user information is different than said first user information.

11. The system of claim 1, wherein said device configured to associate said proffered biometric is configured to associate a plurality of proffered biometric samples with user information, wherein each proffered biometric sample is associated with different user information.

12. The system of claim 2, wherein said device configured to associate said proffered biometric sample is further configured to process, store, and verify said proffered biometric sample, and wherein said device is configured to use at least one secondary security procedure to facilitate verification of said proffered biometric sample.

13. The system of claim 1, wherein said device configured to associate said proffered biometric is further configured to associate said data packet with a personal identification number to facilitate access to said data packet.

14. The system of claim 1, wherein said biometric sensor configured to detect said proffered biometric sample is configured to detect at least one of:

a retinal scan, an iris scan, a fingerprint scan, a hand print scan, a hand geometry scan, a voice print scan, a vascular scan, a facial scan, an ear scan, a signature scan, a keystroke scan, an olfactory scan, an auditory emissions scan, and a DNA scan

15. The system of claim 1, wherein said device configured to associate said proffered biometric is further configured to associate a preset transaction amount with at least one of:

said charge card account, said credit card account, said debit card account, said savings account, said private label account and said loyalty point account, said PayPal account, said membership account, said Western Union account, said electronic bill payment account, and said automatic bill payment account.

16. The system of claim 1, wherein said at least two accounts are unassociated accounts.

17. The system of claim 1, further comprising a device to facilitate a selection of an account from said at least two accounts.

3. (canceled)