Method and system for expediting payment delivery
First Claim
1. A computer implemented method for expediting payments, the computer implemented method comprising the steps of:
- receiving recipient data and payment data from a customer at a remote location;
wherein recipient data comprises recipient identifier and payment data comprises payment type;
obtaining a payment instrument based at least in part on the payment data;
debiting an amount of the payment instrument from an account identified by the customer; and
delivering the payment instrument to a facility;
wherein the facility delivers the payment instrument to a recipient identified by the recipient data entered by the customer.
3 Assignments
0 Petitions
Accused Products
Abstract
A method and system of the present invention are directed to expediting payments for scheduled delivery (e.g., next day delivery) to various payees or recipients. A computer implemented method and system for expediting payments may include receiving recipient data and payment data from a customer at a remote location; wherein recipient data comprises recipient identifier and payment data comprises payment type; obtaining a payment instrument based at least in part on the payment data; debiting an amount of the payment instrument from an account identified by the customer; and delivering the payment instrument to a facility; wherein the facility delivers the payment instrument to a recipient identified by the recipient data entered by the customer.
-
Citations
28 Claims
-
1. A computer implemented method for expediting payments, the computer implemented method comprising the steps of:
-
receiving recipient data and payment data from a customer at a remote location;
wherein recipient data comprises recipient identifier and payment data comprises payment type;
obtaining a payment instrument based at least in part on the payment data;
debiting an amount of the payment instrument from an account identified by the customer; and
delivering the payment instrument to a facility;
wherein the facility delivers the payment instrument to a recipient identified by the recipient data entered by the customer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 21, 22, 27)
-
-
14. A computer implemented system for expediting payments, the computer implemented system comprising:
-
information module for receiving recipient data and payment data from a customer at a remote location;
wherein recipient data comprises recipient identifier and payment data comprises payment type;
payment module for obtaining a payment instrument based at least in part on the payment data and debiting an amount of the payment instrument from an account identified by the customer; and
delivery module for delivering the payment instrument to a facility;
wherein the facility delivers the payment instrument to a recipient identified by the recipient data entered by the customer. - View Dependent Claims (15, 16, 17, 18, 19, 20, 23, 24, 25, 26)
-
-
28. At least one signal embodied in at least one carrier wave for transmitting a computer program of instructions configured to be readable by at least one processor for expediting payments, the computer process comprising:
-
receiving means for receiving recipient data and payment data from a customer at a remote location;
wherein recipient data comprises recipient identifier and payment data comprises payment type;
obtaining means for obtaining a payment instrument based at least in part on the payment data;
debiting means for debiting an amount of the payment instrument from an account identified by the customer; and
delivering means for delivering the payment instrument to a facility;
wherein the facility delivers the payment instrument to a recipient identified by the recipient data entered by the customer.
-
Specification