System and method of using human friendly representations of mathematical function results and transaction analysis to prevent fraud
First Claim
Patent Images
1. A method for representing a mathematical value in a user friendly way for use within an electronic system, comprising the steps of:
- receiving identity indicia from a user;
generating a one way hash value based on said identity indicia;
generating at least a portion of a user friendly representation of said one way hash value;
communicating to said user said at least one portion of said user friendly representation upon said generating of same.
0 Assignments
0 Petitions
Accused Products
Abstract
A system and method for identity authentication that comprises the use of a one-way mathematical (hash) value for log-in verification, user friendly graphical/audible verification representations of the same, and log/transaction monitoring that acts as a redundant check to avoid the subsequent execution of transactions that may have been fraudulently issued
-
Citations
37 Claims
-
1. A method for representing a mathematical value in a user friendly way for use within an electronic system, comprising the steps of:
-
receiving identity indicia from a user;
generating a one way hash value based on said identity indicia;
generating at least a portion of a user friendly representation of said one way hash value;
communicating to said user said at least one portion of said user friendly representation upon said generating of same. - View Dependent Claims (2, 3, 4, 5, 6, 30, 34)
-
- 7. A method for verifying transactional veracity by receiving identity indicia from a user and associating transactional and source information associated with said identity indicia.
-
10. A computer-readable storage media that contains a program that when executed by a computer represents a mathematical value in a user friendly way and verifies on line identity on a system by performing the steps of:
-
receiving identity indicia from a user;
generating a one way hash value based on said identity indicia;
generating at least a portion of a user friendly representation of said one way hash value;
communicating to said user said at least one portion of said user friendly representation upon said generating of same. - View Dependent Claims (11, 12, 13, 31)
-
- 14. The computer-readable storage media that contains a program that when executed by a computer runs a routine for receiving identity indicia from a user and a routine for associating transactional and source information associated with said identity indicia.
-
17. An apparatus for on-line identity authentication for an electronic system, comprising:
-
means for receiving identity indicia from a user;
means for generating a one way hash value based on said identity indicia;
means for generating at least a portion of a user friendly representation of said one way hash value; and
communicating to said user said at least one portion of said user friendly representation upon said generating of same. - View Dependent Claims (18, 19, 20, 21, 22, 23, 32, 37)
-
-
24. A method for representing a mathematical value in a user friendly way and for on-line identity authentication for an electronic system, comprising the steps of:
-
transmitting identity indicia associated with a user to an online transaction entity;
receiving a one way hash value that has been generated by online transaction entity based on said identity indicia;
receiving at least a portion of a user friendly representation of said one way hash value as generated by said online transaction entity;
determining on line identity of said online transaction entity based on said receiving of said at least one portion of said user friendly representation upon said generating of same. - View Dependent Claims (25, 26, 27, 28, 29, 33)
-
Specification