Collision detection and avoidance scheme for contactless card payment systems
First Claim
1. An electronic payment system for processing a contactless payment card transaction, the electronic payment system comprising a card reader which is configured to process the transaction when only one card is present in the card reader'"'"'s operating field, wherein the card reader deploys collision detection algorithms to detect and report a collision instance in which multiple cards are present in the card reader'"'"'s operating field, and wherein the card reader halts processing the transaction in the instance a collision is detected.
1 Assignment
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Accused Products
Abstract
An electronic payment system for conducting transactions by presenting a contactless payment card to a card reader. The card reader is configured to process transactions when only one card is present in its operating field. The card reader uses collision detection and avoidance algorithms to detect and report instances where multiple cards are present in the operating field. In response to a reported collision, the collision may be cleared by manual intervention, i.e., by physically removing excess cards from the reader'"'"'s operating field.
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Citations
20 Claims
- 1. An electronic payment system for processing a contactless payment card transaction, the electronic payment system comprising a card reader which is configured to process the transaction when only one card is present in the card reader'"'"'s operating field, wherein the card reader deploys collision detection algorithms to detect and report a collision instance in which multiple cards are present in the card reader'"'"'s operating field, and wherein the card reader halts processing the transaction in the instance a collision is detected.
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11. A collision detection and avoidance method for processing a transaction involving a contactless payment card and a card reader in a system of interacting contactless payment cards and card readers, the method comprising the steps of:
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(a) investigating the presence of payment cards in an operating field of the card reader;
(b) in response to step (a), processing the transaction involving the contactless payment card and the card reader if and only if the contactless payment card is the only card present in the operating field of the card reader; and
(c) halting processing of the transaction when more than one payment card is present in the operating field of the card reader. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification