Method of allowing an owner to permit use of a product by a requestor regardless of creditworthiness

• US 20060026021A1
• Filed: 05/20/2005
• Published: 02/02/2006
• Est. Priority Date: 08/02/2004
• Status: Abandoned Application

• Current Assignee: Dhryl Anton, Donald Ray Jr. Cooley
• Original Assignee: Dhryl Anton, Donald Ray Jr. Cooley
• Inventors: Anton, Dhryl, Cooley, Donald Ray Jr.
• Application Number:
  US11/133,635
• Publication Number:
  US 20060026021A1
• Time in Patent Office: Days
• US Class Current: 705/38
• CPC Class Codes: G06Q 20/354 Card activation or deactivation
• CPC Class Codes: G06Q 30/0645 Rental transactions; Leasing transactions
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof
• CPC Class Codes: G06Q 90/00 Systems or methods specially adapted for administrative, commercial, financial, managerial or supervisory purposes, not involving significant data processing

Abstract

A method of allowing an owner to permit use of a product by a requestor regardless of creditworthiness includes the steps of receiving a request from a requestor, and providing the product to the requestor. The providing step involves requiring the requestor to agree to perform preselected tasks required by the owner, and preventing the requestor from using the product if the requestor does not perform at least one of the preselected tasks. The method also includes the step of performing the providing step without any regard for the creditworthiness of the requestor. The method also includes using a product-assurance mechanism that allows the owner to remotely control the product if the user does not perform the at least one preselected task. A product-control mechanism is also used to allow the owner to block operation of the product by the requestor.

Claims

1. A method of allowing an owner to permit use of a product by a requestor regardless of creditworthiness, comprising:

receiving a request from a requestor;

providing the product to the requestor by requiring the requestor to agree to perform preselected tasks required by the owner, and by preventing the requestor from using the product if the requestor does not perform at least one of the preselected tasks; and

performing the providing step without any regard for the creditworthiness of the requestor.

2. The method of claim 1, wherein the preventing substep is performed by using an asset-control mechanism that allows the owner to control the product if the requestor does not perform at least one of the preselected tasks.

3. The method of claim 1, wherein the preventing substep is performed by using an asset-control mechanism that allows the owner to remotely control the product if the requestor does not perform at least one of the preselected tasks.

4. The method of claim 1, wherein the preventing substep is performed by using an asset-control mechanism that allows the owner to use a timer device to control the product if the requestor does not perform at least one of the preselected tasks.

5. The method of claim 2, wherein the using substep is further characterized by using an asset-control mechanism that functions by allowing the owner to block operation of the product by the requestor.

6. A method of assuring that a product is being used by an authorized user, comprising:

providing the product to the authorized user by requiring the user to agree to perform at least one preselected task without any regard at any time for the creditworthiness of the user; and

preventing the user from using the product if the user does not perform the at least one preselected task.

7. The method of claim 6, further including the steps of making the at least one task an ongoing one, and assuring on an ongoing basis that the at least one task is performed.

8. The method of claim 7, wherein the preventing step is performed by using a product-assurance mechanism that allows the owner to remotely control the product if the user does not perform the at least one preselected task.

9. The method of claim 8, wherein the using substep is further characterized by using a product-control mechanism that allows the owner to block operation of the product by the requestor.

10. The method of claim 9 wherein the using substep is further characterized by constructing the product-control mechanism to block an operational component of the product.

11. The method of claim 6, wherein the providing step involves requiring the user to agree to perform plural preselected tasks.

12. The method of claim 10, wherein the preventing step is performed by using a product-control mechanism that allows the owner to remotely control the product if the user does not perform the at least one preselected task.

13. The method of claim 11, wherein the using substep is further characterized by using a product-control mechanism that allows the owner to block operation of the product by the requestor.