Product lease system

• US 20060026027A1
• Filed: 05/20/2005
• Published: 02/02/2006
• Est. Priority Date: 08/02/2004
• Status: Abandoned Application

• Current Assignee: Dhryl Anton, Donald Ray Jr. Cooley
• Original Assignee: Dhryl Anton, Donald Ray Jr. Cooley
• Inventors: Anton, Dhryl, Cooley, Donald Ray Jr.
• Application Number:
  US11/134,220
• Publication Number:
  US 20060026027A1
• Time in Patent Office: Days
• US Class Current: 705/38
• CPC Class Codes: G06Q 30/0645 Rental transactions; Leasing transactions
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof

Abstract

A product lease system that allows a lessee to lease a product from a lessor, includes a supply of products, and control structure coupled to each of the products. The system also includes lease structure that is operable with the control structure to allow a lessee to lease a desired one of the products without regard to the creditworthiness of the lessee. The control structure is also constructed to allow the lessor to control access to a desired product by a lessee, and it includes communication substructure allowing the lessor and lessee to communicate with each other. The control structure may be constructed with first-communication substructure, allowing the lessor and lessee to communicate with each other after the lessee has leased the product, and second-communication substructure, allowing the lessor to communicate with the product. One of the preselected, required tasks may be to make a periodic payment, and the control structure is constructed to allow the lessee to make a payment that is accepted by the lessor. A retail-product leasing system is also described.

Claims

1. A product lease system that allows a lessee to lease a product from a lessor, comprising:

a supply of products;

control structure coupled to each of the products;

lease structure that is operable with the control structure to allow a lessee to lease a desired one of the products without regard to the creditworthiness of the lessee.

2. The system of claim 1, wherein the control structure allows a lessor to control access to a desired product by a lessee.

3. The system of claim 1, wherein the control structure allows the lessor to control access to a desired product by a lessee based upon whether the lessee performs certain preselected, required tasks.

4. The system of claim 1, wherein the control structure also includes communication substructure allowing the lessor and lessee to communicate with each other after the lessee has leased the product.

5. The system of claim 3, wherein the control structure also includes first-communication substructure allowing the lessor and lessee to communicate with each other after the lessee has leased the product.

6. The system of claim 3, wherein the control structure also includes second-communication substructure allowing the lessor to communicate with the product.

7. The system of claim 3, wherein one of the preselected, required tasks is to make a periodic payment, and the control structure allows the lessee to make a payment that is accepted by the lessor.

8. The system of claim 3, wherein one of the preselected, required tasks is to make a periodic payment, and the control structure allows the lessee to make a payment to a third party that is accepted by the lessor.

9. A retail-product leasing system that allows a lessee to lease a product from a lessor, comprising:

a supply of products;

control structure coupled to each of the products;

retail-lease structure that is operable with the control structure to allow a lessee to lease a desired one of the products without regard to the creditworthiness of the lessee.

10. The system of claim 9, wherein the control structure allows a lessor to control access to a desired product by a lessee.

11. The system of claim 9, wherein the control structure allows the lessor to control access to a desired product by a lessee based upon whether the lessee performs certain preselected, required tasks.

12. The system of claim 9, wherein the control structure also includes communication substructure allowing the lessor and lessee to communicate with each other after the lessee has leased the product.

13. The system of claim 11, wherein the control structure also includes communication substructure allowing the lessor and lessee to communicate with each other after the lessee has leased the product.

14. The system of claim 13, wherein one of the preselected, required tasks is to make a periodic payment, and the control structure allows the lessee to make a payment that is accepted by the lessor.

15. The system of claim 13, wherein one of the preselected, required tasks is to make a periodic payment, and the control structure allows the lessee to make a payment to a third party that is accepted by the lessor.