SYSTEM AND METHOD FOR PROVIDING A RF PAYMENT SOLUTION TO A MOBILE DEVICE
First Claim
1. A method for providing a Radio Frequency (RF) transaction solution to a nontraditional transaction device comprising:
- receiving user account data from a transaction application stored on a RF module for use in transaction completion, the RF module in physical and logical communication with a nontraditional transaction device microprocessor; and
processing the user account data for transaction completion.
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0 Petitions
Accused Products
Abstract
A process for providing an RF module configured to convert a nontraditional transaction device for traditional transaction completion is disclosed. The RF module is placed in physical and logical communication with a microprocessor of a nontraditional transaction device for providing user account information to the microprocessor and for receiving data from a RFID reader, kiosk or personal computer. The microprocessor is configured to activate operation of the RF module prior to transaction processing. The RF module may also receive secondary identification information, such as, a PIN, voice recognition data or biometric data for secondary end user authentication. The RF module may also transmit user account data for transaction processing using a USB interface of the nontraditional transaction device.
205 Citations
20 Claims
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1. A method for providing a Radio Frequency (RF) transaction solution to a nontraditional transaction device comprising:
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receiving user account data from a transaction application stored on a RF module for use in transaction completion, the RF module in physical and logical communication with a nontraditional transaction device microprocessor; and
processing the user account data for transaction completion. - View Dependent Claims (2, 3, 4, 5, 6, 7, 9, 10, 11)
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8. A method of claim, wherein the RF module is International Standards Organization ISO/IEC 14443 compliant.
- 12. A system for providing a RF payment solution to a mobile device, comprising a RF module configured to be in physical communication with a nontraditional mobile device, the RF module including database for storing user account data and a transponder for transmitting the user account data via radio frequency, the database including a transaction application.
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17. A computer-readable storage medium containing a set of instructions for a general purpose computer configured for:
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receiving user account data from a transaction application stored on a RF module for use in transaction completion, the RF module in physical and logical communication with a nontraditional transaction device microprocessor; and
processing the user account data for transaction completion. - View Dependent Claims (18, 19, 20)
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Specification