Identity theft protection and notification system
First Claim
1. A method of identity monitoring comprising the steps of a notification system storing identification information and contact information for each of at least one subscriber, said identification being stored in a secure manner;
- said notification system receiving a query from a verifier indicative of the use of queried identification information;
said notification system using said query to retrieve contact information corresponding to said queried identification information if said queried identification information corresponds to one of said at least one subscriber; and
if retrieved, said notification system using said contact information to notify said one of said at least one subscriber of the use of said queried identification information.
1 Assignment
0 Petitions
Accused Products
Abstract
An information monitoring and alert system is provided which registers subscribers and verifiers with a central alert system. The alert system provides an interface for the verifiers to submit queries relating to identification information. Information in this query is compared to the stored data submitted by the subscriber during registration and if a match occurs the subscriber is notified that the identification has been used for a certain purpose. The alert system only stores an encrypted value of the identification with only contact information which is preferably anonymous. Any other information is deleted after registration. The subscriber upon being alerted of the use of the identification is instructed to authorize or reject the transaction pertaining to the query.
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Citations
31 Claims
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1. A method of identity monitoring comprising the steps of
a notification system storing identification information and contact information for each of at least one subscriber, said identification being stored in a secure manner; -
said notification system receiving a query from a verifier indicative of the use of queried identification information;
said notification system using said query to retrieve contact information corresponding to said queried identification information if said queried identification information corresponds to one of said at least one subscriber; and
if retrieved, said notification system using said contact information to notify said one of said at least one subscriber of the use of said queried identification information. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A notification system for identity monitoring comprising:
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a storage device for storing identification information and contact information for each of at least one subscriber, said identification information being stored in a secure manner;
an interface adapted to enable a verifier to submit a query indicative of the use of queried identification information; and
a server connected to said interface and said storage device, said server capable of receiving said query from said interface and transmitting a notification message to each of said at least one subscriber over a communication channel, said server using said query to retrieve contact information corresponding to said queried identification information if said queried identification information corresponds to one of said at least one subscriber; and
if retrieved, said server using said contact information to notify said one of said one of said at least one subscriber of the use of said queried identification information. - View Dependent Claims (17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29)
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30. A method of monitoring information belonging to a first correspondent by a second correspondent, said second correspondent having permission to act on behalf of said first correspondent, said method comprising the steps of:
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a notification system storing said information belonging to said first correspondent and contact information belonging to said second correspondent;
said notification system receiving a query from a third correspondent indicative of the use of queried information;
said notification system using said query to retrieve said contact information if said queried information equals said information belonging to said first correspondent; and
if retrieved, said notification system using said contact information to notify said second correspondent of the use of said information.
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31. A system for monitoring information belonging to a first correspondent by a second correspondent, said second correspondent having permission to act on behalf of said first correspondent, said system comprising:
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a storage device for storing said information belonging to said first correspondent and contact information belonging to said second correspondent;
an interface adapted to enable a third correspondent to submit a query indicative of the use of queried information; and
a server connected to said interface and said storage device, said server capable of receiving said query from said interface and transmitting a notification message to said second correspondent over a communication channel, said server using said query to retrieve said contact information if said queried information equals said information belonging to said first correspondent; and
if retrieved, said server using said contact information to notify said second correspondent of the use of said queried information.
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Specification