Method and apparatus for a generic mechanism for adjudication of claims in a claims processing system

• US 20060095303A1
• Filed: 11/04/2004
• Published: 05/04/2006
• Est. Priority Date: 11/04/2004
• Status: Abandoned Application

• Current Assignee: Ricky Drennan, Robert Baldwin
• Original Assignee: Ricky Drennan, Robert Baldwin
• Inventors: Baldwin, Robert, Drennan, Ricky
• Application Number:
  US10/982,363
• Publication Number:
  US 20060095303A1
• Time in Patent Office: Days
• US Class Current: 705/4
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G16H 40/67 for remote operation

Abstract

A method and system for a generic mechanism for adjudication of claims in a claims processing system. The generic mechanism comprises a Web services module, a Web portal, a batch loader, a claim database, and an interface engine. The Web services module, the Web portal, and the batch loader are used by medical providers to submit claims. Upon submission, claim information is converted to generic messages and sent to the interface engine. The interface engine validates the generic messages using a claim schema, prior to converting them to an internal message format, and sending them to a clearing house application. When messages are adjudicated by the clearing house application, they are returned to the interface engine, where the return messages are converted back to generic messages and validated against a return message schema. Valid messages along with any error are returned to the medical providers and submitted for payment approval.

Claims

1. A method in a data processing system for adjudication of claims in a claims processing system, the method comprising:

receiving at least one claim submission from a host system;

converting the at least one claim submission to at least one generic message;

validating the at least one generic message;

converting the at least one valid generic message to at least one formatted message, wherein the at least one formatted message is formatted using a format designated by a clearing house application; and

sending at least one formatted message to the clearing house application for adjudication.

2. The method of claim 1, further comprising:

responsive to receiving at least one return message from the clearing house application, converting the at least one return message to at least one generic return message;

validating the at least one generic return message; and

sending the at least one valid generic return message to the host system.

3. The method of claim 2, further comprising:

responsive to receiving at least one valid generic return message, determining if the at least one valid generic return message includes at least one error; and

if the at least one valid generic return message includes at least one error, sending the at least one generic return message with the at least one error to a medical provider for correction.

4. The method of claim 3, further comprising:

if the at least one valid generic return message does not include at least one error, saving the at least one valid generic return message in a claim database;

returning the at least one valid generic return message to the medical provider; and

sending the at least one claim submission from the host system to at least one payer for approval.

5. The method of claim 1, wherein the at least one claim submission includes information of a medical claim, and wherein the at least one claim submission is received at one of a Web portal and a Web service module.

6. The method of claim 2, wherein the at least one generic message and the at least one generic return message are formatted using a markup language, and wherein the markup language is extensible markup language.

7. The method of claim 1, wherein the at least one generic message is validated using a claim schema and wherein the claim schema defines components of the at least one formatted message.

8. The method of claim 1, wherein the clearing house application adjudicates the at least one formatted message using a set of rules, and wherein the set of rules is defined by at least one payer using a set of templates.

9. The method of claim 8, wherein the set of templates is obtained from the at least one payer by an interface engine.

10. The method of claim 5, wherein the first converting step is performed by one of the Web portal and a Web service module, and wherein the second performing step is performed by an interface engine.

11. The method of claim 2, wherein the at least one generic return message is validated using a return message schema, and wherein the return message schema defines components of a valid return message.

12. The method of claim 4, wherein the at least one claim submission is sent using a markup language message, wherein the markup language is high level seven extensible markup language.

13. The method of claim 1, wherein the at least one claim submission is uploaded from a third party system via a batch loader, and wherein the batch loader periodically checks if a claim is submitted.

14. The method of claim 1, wherein the at least one claim submission is submitted by a medical provider using a Web-based interface, and wherein the medical provider includes one of a physician, hospital, medical center, pharmacies, and laboratories.

15. The method of claim 4, wherein the at least one payer includes commercial health insurance companies, managed care companies, pharmaceutical companies, third party administrators, workers'"'"' compensation organizations, and government agencies.

16. A method for adjudication of claims in a claims processing system, the method comprising:

receiving a request for adjudication of claims from a host system;

converting the request to a generic request, wherein the generic request is formatted in a first markup language;

validating the generic request using a first schema;

converting the validated generic request to a proprietary request; and

sending the proprietary request and a set of rules to a rule engine for adjudication.

17. The method of claim 16, further comprising:

responsive to receiving a return proprietary response from the rule engine, converting the return proprietary response to a generic response using the first markup language;

validating the generic response using a second schema; and

determining if the validated generic response includes an error.

18. The method of claim 17, further comprising:

if the validated generic response includes an error, returning the validated generic response to the host system for correction;

if the validated generic response does not include an error, saving the validated generic response to a claim database;

returning the validated generic response to the host system; and

sending the validated generic response from the host system to a payer for payment approval, wherein the validated generic response is formatted using a second markup language.

19. A data processing system for adjudication of claims in a claims processing system, the data processing system comprising:

receiving means for receiving at least one claim submission from a host system;

first converting means for converting the at least one claim submission to at least one generic message;

first validating means for validating the at least one generic message;

second converting means for converting the at least one valid generic message to at least one formatted message, wherein the at least one formatted message is formatted using a format designated by a clearing house application; and

first sending means for sending at least one formatted message to the clearing house application for adjudication.

20. The data processing system of claim 19, further comprising:

responsive to receiving at least one return message from the clearing house application, third converting means for converting the at least one return message to at least one generic return message;

second validating means for validating the at least one generic return message; and

second sending means for sending the at least one valid generic return message to the host system.

21. The data processing system of claim 20, further comprising:

responsive to receiving at least one valid generic return message, determining means for determining if the at least one valid generic return message includes at least one error; and

if the at least one valid generic return message includes at least one error, third sending means for sending the at least one generic return message with the at least one error to a medical provider for correction.

22. The data processing system of claim 21, further comprising:

if the at least one valid generic return message does not include at least one error, saving means for saving the at least one valid generic return message in a claim database;

returning means for returning the at least one valid generic return message to the medical provider; and

fourth sending means for sending the at least one claim submission from the host system to at least one payer for approval.

23. A computer program product in a computer readable medium for adjudication of claims in a claims processing system, the computer program product comprising:

first instructions for receiving at least one claim submission from a host system;

second instructions for converting the at least one claim submission to at least one generic message;

third instructions for validating the at least one generic message;

fourth instructions for converting the at least one valid generic message to at least one formatted message, wherein the at least one formatted message is formatted using a format designated by a clearing house application; and

fifth instructions for sending at least one formatted message to the clearing house application for adjudication.

24. The computer program product of claim 23, further comprising:

responsive to receiving at least one return message from the clearing house application, sixth instructions for converting the at least one return message to at least one generic return message;

seventh instructions for validating the at least one generic return message; and

eighth instructions for sending the at least one valid generic return message to the host system.

25. The computer program product of claim 24, further comprising:

responsive to receiving at least one valid generic return message, ninth instructions for determining if the at least one valid generic return message includes at least one error; and

if the at least one valid generic return message includes at least one error, tenth instructions for sending the at least one generic return message with the at least one error to a medical provider for correction.

26. The computer program product of claim 25, further comprising:

if the at least one valid generic return message does not include at least one error, eleventh instructions for saving the at least one valid generic return message in a claim database;

twelfth instructions for returning the at least one valid generic return message to the medical provider; and

thirteenth instructions for sending the at least one claim submission from the host system to at least one payer for approval.