Combining a retirement income management account with a retirement income plan
First Claim
1. A computerized method for combining a retirement income management account with a retirement income plan, the method comprising:
- obtaining a first set of data from a retirement income plan associated with a user, the first set of data including a projected withdrawal from a retirement asset account;
obtaining a second set of data from a retirement income management account associated with the user;
determining an actual withdrawal from the retirement asset account based on the second set of data; and
generating a display showing the projected withdrawal compared to the actual withdrawal.
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0 Petitions
Accused Products
Abstract
Described are methods and apparatus, including computer program products, for combining a retirement income management account with a retirement income plan. A first set of data is obtained from a retirement income plan associated with a user. The first set of data includes a projected withdrawal from a retirement asset account. A second set of data is obtained from a retirement income management account associated with the user. An actual withdrawal from the retirement asset account is determined based on the second set of data. A display is generated showing the projected withdrawal compared to the actual withdrawal.
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Citations
27 Claims
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1. A computerized method for combining a retirement income management account with a retirement income plan, the method comprising:
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obtaining a first set of data from a retirement income plan associated with a user, the first set of data including a projected withdrawal from a retirement asset account;
obtaining a second set of data from a retirement income management account associated with the user;
determining an actual withdrawal from the retirement asset account based on the second set of data; and
generating a display showing the projected withdrawal compared to the actual withdrawal. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23)
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24. A computerized method for combining a retirement income management account with a retirement income plan, the method comprising:
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obtaining a first set of data, represented using XML, from a retirement income plan associated with a user, the first set of data including a projected withdrawal from a retirement asset account;
obtaining a second set of data from a retirement income management account associated with the user;
determining an actual withdrawal from the retirement asset account based on the second set of data;
determining whether a predefined alert condition has been met using the first set of data or the second set of data; and
generating a display showing the projected withdrawal compared to the actual withdrawal.
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25. A computer program product, tangibly embodied in an information carrier, for combining a retirement income management account with a retirement income plan, the computer program product including instructions being operable to cause data processing apparatus to:
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obtain a first set of data from a retirement income plan associated with a user, the first set of data including a projected withdrawal from a retirement asset account;
obtain a second set of data from a retirement income management account associated with the user;
determine an actual withdrawal from the retirement asset account based on the second set of data; and
generate a display showing the projected withdrawal compared to the actual withdrawal.
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26. A system for combining a retirement income management account with a retirement income plan, the system comprising:
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a financial planning platform to enable a user to create a retirement income plan;
a cash management and brokerage platform to enable the user to manage retirement income and retirement asset accounts, the cash management and brokerage platform being in communication with the financial planning platform using an XML interface; and
a consumer interface layer to enable the user to access the retirement income plan and the retirement income and retirement asset accounts, the consumer interface layer being in communication with the financial planning platform and the cash management and brokerage platform.
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27. A system for combining a retirement income management account with a retirement income plan, the system comprising:
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a first means for obtaining from a retirement income plan a projected withdrawal from a retirement asset account;
a second means for obtaining from a retirement income management account an actual withdrawal from the retirement asset account; and
a third means for generating a display showing the projected withdrawal compared to the actual withdrawal.
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Specification