Account management systems and methods
First Claim
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1. A method of managing accounts relating to presentation instruments, comprising:
- receiving at a host computer system information from a client defining an account management rule, wherein the rule comprises an event, a condition, and an action to be taken if the condition is satisfied upon the occurrence of the event;
at the host computer system, monitoring a plurality of accounts for the occurrence of the event;
at the host computer system, upon the occurrence of the event for a specific account, evaluating the condition;
based on the evaluation, taking the action, thereby managing the account without human intervention; and
providing notification of the action to an individual.
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Abstract
A method of managing accounts relating to presentation instruments includes receiving at a host computer system information from a client defining an account management rule. The rule includes an event, a condition, and an action to be taken if the condition is satisfied upon the occurrence of the event. The method also includes monitoring a plurality of accounts for the occurrence of the event, upon the occurrence of the event for a specific account, evaluating the condition, based on the evaluation, taking the action, thereby managing the account without human intervention, and providing notification of the action to an individual.
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Citations
20 Claims
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1. A method of managing accounts relating to presentation instruments, comprising:
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receiving at a host computer system information from a client defining an account management rule, wherein the rule comprises an event, a condition, and an action to be taken if the condition is satisfied upon the occurrence of the event;
at the host computer system, monitoring a plurality of accounts for the occurrence of the event;
at the host computer system, upon the occurrence of the event for a specific account, evaluating the condition;
based on the evaluation, taking the action, thereby managing the account without human intervention; and
providing notification of the action to an individual. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method of managing bankcard accounts, comprising:
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receiving at a host computer system a selection of an account management rule from a library of account management rules, wherein the account management rules comprises;
information defining an event;
a condition relating to at least one element associated with bankcard accounts; and
information defining an action to be taken based on the condition upon the occurrence of the event;
storing the selection at the host computer system;
collecting bankcard data; and
processing the bankcard data using the account management rule such that, upon the occurrence of the event, the action is taken with respect to bankcard accounts that satisfy the condition.
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9. A computer-readable medium having computer-executable instructions for performing a method comprising:
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receiving information from a client defining an account management rule, wherein the rule comprises an event, a condition, and an action to be taken if the condition is satisfied upon the occurrence of the event;
monitoring a plurality of accounts for the occurrence of the event;
upon the occurrence of the event for a specific account, evaluating the condition;
based on the evaluation, taking the action, thereby managing the account without human intervention; and
providing notification of the action to an individual. - View Dependent Claims (10, 11, 12)
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13. A system for managing bankcard accounts, comprising:
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a processor;
a storage device;
an output device;
wherein the processor is configured to;
receive from a client information defining an event;
receive information identifying a condition relating to at least one element associated with bankcard accounts;
receive information defining an action to be taken based on the condition upon the occurrence of the event; and
store the event, the condition, and the action as an account management rule. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20)
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Specification