Smart card application system and method
First Claim
1. A method comprising:
- receiving a user identification code of a smart card of a plurality of smart cards associated with a group in a commercial transaction;
accessing a parameter associated with the smart card in response to the user identification code; and
restricting usage of the smart card in the commercial transaction based on the accessed parameter.
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Accused Products
Abstract
A system has a plurality of memory locations and a processor. The plurality of memory locations is partitioned by security level and by smart card application. The plurality of memory locations has at least one limited access partition to store limited access information associated with a smart card. The processor is coupled to the plurality of memory locations to receive a transaction request related to the smart card, to authenticate the smart card, to access the limited access information of the limited access partition in response to a data pointer of the smart card, and to process the transaction request according to the limited access information. The limited access information includes a restriction defined by an owner of the smart card.
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Citations
20 Claims
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1. A method comprising:
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receiving a user identification code of a smart card of a plurality of smart cards associated with a group in a commercial transaction;
accessing a parameter associated with the smart card in response to the user identification code; and
restricting usage of the smart card in the commercial transaction based on the accessed parameter. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A system comprising:
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a plurality of memory locations partitioned by security level and by smart card application, the plurality of memory locations comprising at least one limited access partition to store limited access information associated with a smart card; and
a processor coupled to the plurality of memory locations, the processor to receive a transaction request related to the smart card, to authenticate the smart card, to access the limited access information of the limited access partition in response to a data pointer of the smart card, and to process the transaction request according to the limited access information, wherein the limited access information comprises a restriction defined by an owner of the smart card. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A method comprising:
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receiving a transaction request related to a smart card of a plurality of smart cards at a server from a merchant, the transaction request including a user identification code of a user and a merchant code of the merchant;
accessing limited access information on the server associated with the smart card in response to the user identification code;
cross-referencing the merchant code with a list of merchants in the limited access information; and
permitting access by the merchant to selected information related to the user based on the limited access information, after the merchant code is recognized. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification