Motor vehicle operating data collection and analysis

• US 20060106515A1
• Filed: 12/29/2005
• Published: 05/18/2006
• Est. Priority Date: 05/06/2003
• Status: Abandoned Application

• Current Assignee: Allstate Insurance Company (Allstate Corporation)
• Original Assignee: Allstate Insurance Company (Allstate Corporation)
• Inventors: Phelan, Joseph, Perquin, Johannes A.
• Application Number:
  US11/322,130
• Publication Number:
  US 20060106515A1
• Time in Patent Office: Days
• US Class Current: 701/35
• CPC Class Codes: G01M 17/00 Testing of vehicles testing fluid tightness G01M3/00; testing elastic properties of bodies or chassis, e.g. torsion-testing, G01M5/00; testing alignment of vehicle headlight devices G01M11/06; testing of engines G01M15/00
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/02 Registering or indicating driving, working, idle, or waiting time only apparatus forming part of taximeters G07B13/00
• CPC Class Codes: G07C 5/08 Registering or indicating performance data other than driving, working, idle, or waiting time, with or without registering driving, working, idle or waiting time
• CPC Class Codes: G07C 5/0858 wherein the data carrier is removable

Abstract

A method of monitoring behavior comprising collecting, uploading and evaluating motor vehicle operation data utilizing on-board diagnostic components (OBDII) and ground positioning satellite (GPS) systems whereby operator identifiable behavior can be rated for driving safety and other characteristics.

Claims

1. A method of monitoring behavior comprising recording time and location marked data of vehicle operation at regular intervals.

2. The method of claim 1 wherein the monitoring is of a vehicle operator of a specified age.

3. The method of claim 1 wherein the monitoring pertains to a government requirement.

4. The method of claim 1 wherein the monitoring pertains to a vehicle rental agreement.

5. The method of claim 1 wherein the monitoring pertains to a contract.

6. The method of claim 1 wherein the monitoring pertains to an employment agreement.

7. A method of monitoring behavior comprising recording time and location marked data of vehicle operation at regular intervals and correlating the data to at least one other database.

8. The method of claim 7 wherein the monitoring is of a vehicle operator of a specified age.

9. The method of claim 7 wherein the monitoring pertains to a government requirement.

10. The method of claim 7 wherein the monitoring pertains to a vehicle rental agreement.

11. The method of claim 7 wherein the monitoring pertains to a contract.

12. The method of claim 7 wherein the monitoring pertains to an employment requirement.

13. The method of claim 7 wherein the other database comprises location or geographic dependant information.

14. The method of claim 13 wherein the database comprises a weather.

15. The method of claim 13 wherein the database comprises road or traffic information.

16. The method of claim 7 wherein the other database comprises demographic information.

17. The method of claim 16 wherein the database comprises a credit history.

18. The method of claim 16 wherein the database comprises information of compliance with laws.

19. The method of claim 16 wherein the database comprises medical or health information.

20. The method of claim 7 wherein the other database comprises vehicle operation data.