Motor vehicle operating data collection and analysis

• US 20060111817A1
• Filed: 12/29/2005
• Published: 05/25/2006
• Est. Priority Date: 05/06/2003
• Status: Abandoned Application

• Current Assignee: Allstate Insurance Company (Allstate Corporation)
• Original Assignee: Allstate Insurance Company (Allstate Corporation)
• Inventors: Phelan, Joseph, Perquin, Johannes A.
• Application Number:
  US11/321,990
• Publication Number:
  US 20060111817A1
• Time in Patent Office: Days
• US Class Current: 701/1
• CPC Class Codes: G01M 17/00 Testing of vehicles testing fluid tightness G01M3/00; testing elastic properties of bodies or chassis, e.g. torsion-testing, G01M5/00; testing alignment of vehicle headlight devices G01M11/06; testing of engines G01M15/00
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/02 Registering or indicating driving, working, idle, or waiting time only apparatus forming part of taximeters G07B13/00
• CPC Class Codes: G07C 5/08 Registering or indicating performance data other than driving, working, idle, or waiting time, with or without registering driving, working, idle or waiting time
• CPC Class Codes: G07C 5/0858 wherein the data carrier is removable

Abstract

A method of evaluating an individual comprising evaluating a database of time marked data recorded at regular intervals of vehicle operation and at least one other data point. An evaluation of at least one individual also comprising evaluating a database of time marked data recorded at regular intervals of vehicle operation and at least one other data point.

Claims

1. A method of evaluating at least one individual comprising evaluating a first database of time marked data recorded at regular intervals of vehicle operation and at least one other data point.

2. The method of claim 1 wherein the evaluation is for employment.

3. The method of claim 1 wherein the evaluation is for contracting.

4. The method of claim 1 wherein the evaluation is for credit lending.

5. The method of claim 1 wherein the evaluation comprises a credit rating.

6. The method of claim 1 wherein the evaluation is for teaching.

7. The method of claim 1 wherein the evaluation is for behavior.

8. The method of claim 1 wherein the data point pertains to employment.

9. The method of claim 1 wherein the data point pertains to a credit history.

10. The method of claim 1 wherein the data point pertains to compliance with laws.

11. The method of claim 1 wherein the data point pertains to vehicle location.

12. A method of evaluating at least one individual for driver safety comprising evaluating a first database of time marked data recorded at regular intervals of vehicle operation and at least one other data point.

13. The method of claim 12 wherein the data point comprises information pertaining to a credit history or employment.

14. The method of claim 12 wherein the data point comprises information pertaining to behavior.

15. An evaluation of at least one individual comprising evaluating a first database of time marked data recorded at regular intervals of vehicle operation and at least one other data point.

16. The evaluation of claim 15 wherein the data point comprises information pertaining to credit history or employment.

17. The evaluation of claim 15 wherein the data point comprises a credit rating.

18. The evaluation of claim 15 wherein the data point comprises information pertaining to behavior.

19. The evaluation of claim 15 wherein the data point comprises information pertaining to compliance with laws.

20. The evaluation of claim 15 wherein the evaluation is of driver safety.