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Electronic banking system

  • US 20060112011A1
  • Filed: 09/16/2003
  • Published: 05/25/2006
  • Est. Priority Date: 09/16/2002
  • Status: Abandoned Application
First Claim
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1. A method for an automated banking system for permitting a customer of a bank to remotely authorize and request a computerized monetary transaction be made by their bank, said method comprising the steps of:

  • providing a computerized system at the customer'"'"'s location;

    receiving on the customer'"'"'s system, a customer'"'"'s manually inputted request for the customer'"'"'s bank to conduct a monetary transaction;

    automatically running on the customer'"'"'s system, in response to a request, a monetary transaction program for generating a properly formatted monetary transaction document as an intermediary document (IDOC);

    automatically retaining in the customers system the IDOC in a remote function call (RFC) queue, for a predetermined period of time, to permit the IDOC to be passed into an eBanking interface server of the customers system for further processing;

    programming said interface server to automatically convert the IDOC into an extensible markup language (XML) formatted document;

    automatically transferring over a computer network the XML formatted IDOC from the customer'"'"'s system to a compatible eBanking server in the customer'"'"'s bank; and

    automatically processing the requested monetary transaction via said server of said bank responding to the IDOC.

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