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Method for authenticating a user access request

  • US 20060112424A1
  • Filed: 12/29/2005
  • Published: 05/25/2006
  • Est. Priority Date: 02/06/1996
  • Status: Active Grant
First Claim
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1. A method for authenticating a user access request comprising:

  • receiving an access request from a user over a first communication medium;

    prompting the user for a username and a first password portion over the first communication medium;

    sending a second password portion to the user over a communication medium other than said first communication medium responsive to receiving a valid user name and first password portion pair from the user; and

    verifying the access request responsive to receiving said second password portion from the user through said first communication medium.

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