Systems and methods for providing insurance coverage to a customer
First Claim
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1. A method of providing insurance coverage to a customer, said method comprising the steps of:
- selling a debt protection contract to a customer;
purchasing insurance coverage that provides benefits to said customer, said insurance coverage being selected from a group consisting of;
property insurance coverage, casualty insurance coverage, and health insurance coverage; and
in response to said customer purchasing said debt protection contract, providing said insurance coverage to said customer at no cost to said customer.
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Abstract
A method of providing insurance coverage to a customer comprising the steps of: (1) selling a debt protection contract to a customer; and (2) in response to the customer purchasing the debt protection contract, providing third-party-paid insurance coverage to the customer at no substantial cost to the customer. This may be done, for example, to avoid the need to have a licensed insurance agent available when the customer acquires the insurance product. In various embodiments of the invention, the debt protection contract may be, for example, a debt deferment contract or a debt cancellation contract.
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Citations
42 Claims
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1. A method of providing insurance coverage to a customer, said method comprising the steps of:
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selling a debt protection contract to a customer;
purchasing insurance coverage that provides benefits to said customer, said insurance coverage being selected from a group consisting of;
property insurance coverage, casualty insurance coverage, and health insurance coverage; and
in response to said customer purchasing said debt protection contract, providing said insurance coverage to said customer at no cost to said customer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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25. A debt protection plan comprising:
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debt protection coverage that is paid for by a first entity; and
insurance coverage that is paid for by a second entity. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40)
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41. A method of providing insurance coverage to a customer, said method comprising the steps of:
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selling a debt protection contract to a customer;
purchasing insurance coverage that provides benefits to said customer, said insurance coverage being selected from a group consisting of;
property insurance coverage, casualty insurance coverage, and health insurance coverage; and
in response to said customer purchasing said debt protection contract, providing said insurance coverage to said customer. - View Dependent Claims (42)
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Specification