System for automatically transferring account information, such as information regarding a financial services account
First Claim
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1. A method in a computing system for facilitating the transfer of information to a user account, the method comprising:
- automatically accessing data associated with at least one previous electronic account held by a user, wherein the electronic account is associated with the user'"'"'s account with a first financial institution;
automatically querying the previous electronic account for information related to the user'"'"'s account;
automatically capturing at least some of the information related to the user'"'"'s account stored in the previous electronic account;
automatically transmitting the captured information into a new electronic account held by the user, wherein the new electronic account is associated with a second financial institution unrelated to the first financial institution; and
automatically updating the new electronic account based on the captured information.
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Abstract
A system for transferring a customer'"'"'s account information from one account to a new account is described. The system utilizes a switch kit application and associated system that can determine services at the old account and facilitate the transfer of these services to the new account.
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Citations
30 Claims
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1. A method in a computing system for facilitating the transfer of information to a user account, the method comprising:
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automatically accessing data associated with at least one previous electronic account held by a user, wherein the electronic account is associated with the user'"'"'s account with a first financial institution;
automatically querying the previous electronic account for information related to the user'"'"'s account;
automatically capturing at least some of the information related to the user'"'"'s account stored in the previous electronic account;
automatically transmitting the captured information into a new electronic account held by the user, wherein the new electronic account is associated with a second financial institution unrelated to the first financial institution; and
automatically updating the new electronic account based on the captured information. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A system for facilitating transfers of information from an old account to a new account, the system comprising:
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a connection subsystem, the connection subsystem configured to access, over at least one network, an old electronic account of a customer of a previous financial services institution;
a data gathering subsystem, the data gathering subsystem configured to gather, from the old electronic account, information related to transactions associated with the old electronic account; and
a transfer subsystem, coupled among the connection subsystem and the data gathering subsystem, wherein the transfer subsystem is configured to transfer at least some of the gathered information to a new electronic account established for a customer, wherein the new electronic account is associated with another financial services institution that is independent from the previous financial services institution. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21)
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22. A computer-readable medium whose contents cause at least one data processing device to facilitate automatic transfers of information from one account held by a user to another account held by a user over at least one network, the method comprising:
- accessing at least a first financial account held by the user, wherein the first financial account includes electronic transactional services information for permitting electronic exchange of financial data, over the network, with respect to the first financial account;
automatically determining transactional services related to the transactional services information; and
, automatically transferring transactional services information for determined transactional services to a second financial account held by the user to permit the second account to electronically exchange financial data, over the network, with respect to the second account, and wherein the first and second financial accounts are respectively associated with two different and competing companies. - View Dependent Claims (23, 24, 25, 26)
- accessing at least a first financial account held by the user, wherein the first financial account includes electronic transactional services information for permitting electronic exchange of financial data, over the network, with respect to the first financial account;
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27. A system for establishing aspects of a new electronic account for a user, the system comprising:
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information gathering means for gathering information for a first pecuniary account associated with the user, wherein the first pecuniary account is also associated with a first financial institution;
an automated switch kit means for automatically setting up at least some electronic transaction information from the first pecuniary account in a second pecuniary account, wherein the second pecuniary account if for the user and is associated with another financial institution; and
report means for creating at least one electronic message related to electronic payments, electronic monetary transfers, or system alerts associated with the second pecuniary account. - View Dependent Claims (28)
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29. A method in a computing system for facilitating the transfer of information to a user account, the method comprising:
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automatically accessing data associated with at least one previous electronic account held by a user, wherein the electronic account is associated with the user and is associated with a first financial institution;
automatically querying the previous electronic account for information;
automatically gathering at least some of the information related from the previous electronic account;
automatically forwarding the captured information for insertion into appropriate data fields of a new electronic account for the user, wherein the new electronic account is associated with a second financial institution unrelated to the first financial institution. - View Dependent Claims (30)
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Specification