MOBILE FINANCIAL TRANSACTION MANAGEMENT SYSTEM AND METHOD
First Claim
1. A method of exchanging personal financial data between a portable wireless device running a mobile financial application software program and a master financial application software program residing on a separate computer, the method comprising:
- storing mobile e-commerce transactions using the mobile financial application software program;
establishing a connection between the mobile financial application software program and the master financial application software program; and
exchanging financial data between the mobile financial application software program and the master financial application software program.
1 Assignment
0 Petitions
Accused Products
Abstract
A method of automatically recording financial transactions into a personal finance database. A method of exchanging personal financial data between a portable wireless device running a mobile financial application software program and a master financial application software program residing on a separate computer is described. The mobile financial application program stores mobile e-commerce transactions conducted on the portable wireless device. The mobile financial application program establishes a connection with the master financial application program either automatically or upon user initiation. Once a connection is established, financial data is exchanged between the mobile and master financial applications thereby keeping them synchronized and up to date. The connection between the mobile and master financial application program includes a wireless network and can also include a wired network. Alternatively, the connection between the mobile and master financial application programs can be a direct connection that does not include a network.
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Citations
20 Claims
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1. A method of exchanging personal financial data between a portable wireless device running a mobile financial application software program and a master financial application software program residing on a separate computer, the method comprising:
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storing mobile e-commerce transactions using the mobile financial application software program;
establishing a connection between the mobile financial application software program and the master financial application software program; and
exchanging financial data between the mobile financial application software program and the master financial application software program. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method of exchanging personal financial data between a portable wireless device running a mobile financial application software program and a secure web-site residing on a network, the method comprising:
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storing mobile e-commerce transactions using the mobile financial application software program;
establishing a connection between the mobile financial application software program and the web-site; and
exchanging financial data between the mobile financial application software program and the web-site. - View Dependent Claims (12, 13, 14, 15)
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16. A computer program product for exchanging personal financial data between a portable wireless device running a mobile financial application software program and a master financial application software program residing on a separate computer, the computer program product comprising:
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computer program code for storing mobile e-commerce transactions using the mobile financial application software program;
computer program code for establishing a connection between the mobile financial application software program and the master financial application software program; and
computer program code for exchanging financial data between the mobile financial application software program and the master financial application software program. - View Dependent Claims (17)
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18. A system for exchanging personal financial data between a portable wireless device running a mobile financial application software program and a master financial application software program residing on a separate computer, the computer program product comprising:
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means for storing mobile e-commerce transactions using the mobile financial application software program;
means for establishing a connection between the mobile financial application software program and the master financial application software program; and
means for exchanging financial data between the mobile financial application software program and the master financial application software program. - View Dependent Claims (19)
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20. A method of storing an e-commerce transaction in a portable wireless device comprising:
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establishing a wireless connection between the portable wireless device and a service or goods provider for purposes of receiving services or goods from the service or goods provider;
receiving cost data for the service or goods desired;
processing the cost data against a financial database in the portable wireless device to determine whether to continue with the e-commerce transaction.
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Specification