Method for encoding messages between two devices for transmission over standard online payment networks

• US 20060149529A1
• Filed: 09/20/2005
• Published: 07/06/2006
• Est. Priority Date: 01/04/2005
• Status: Abandoned Application

• Current Assignee: Visa USA, Inc. (Visa, Inc.)
• Original Assignee: Visa USA, Inc. (Visa, Inc.)
• Inventors: Nguyen, Loc, Pourfallah, Stacy, Pruitt, Janet
• Application Number:
  US11/231,026
• Publication Number:
  US 20060149529A1
• Time in Patent Office: Days
• US Class Current: 704/9
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

A method of using a dictionary of message codes related to health care information is provided. The message codes in the dictionary have corresponding message values. The method includes receiving at least one message value at a first device. The first device then generates at least one message code related to health care information from the at least one message value using corresponding message values from the dictionary. The method also includes transmitting the at least one message code over a payment processing network.

Claims

1. A method of using a dictionary of message codes related to health care information, the message codes having corresponding message values, the method comprising:

receiving at least one message value at a first device;

generating at least one message code related to health care information from the at least one message value using corresponding message values from the dictionary; and

transmitting the at least one message code over a payment processing network.

2. The method of claim 1 wherein the health care information is related to health care eligibility.

3. The method of claim 1 wherein the at least one message value is related to health care eligibility information associated with a patient.

4. The method of claim 1 wherein the first device is a POS terminal associated with a health care provider.

5. The method of claim 1, further comprising:

determining a version for the dictionary, wherein the step of generating the at least one message code is performed with the determined version for the dictionary.

6. The method of claim 1 wherein the dictionary is locally accessible to the first device.

7. The method of claim 6 wherein the dictionary resides within the first device.

8. The method of claim 1 wherein the at least one message value comprises a semantic value.

9. The method of claim 1 further comprising:

receiving the at least one message code at a second device;

generating the at least one message value from the received at least one message code using corresponding message codes from the dictionary; and

determining health care data based on the at least one message value.

10. The method of claim 9 further comprising:

generating a second message code related to the health care data using corresponding message values from the dictionary;

transmitting the second message code to the first device over the payment processing network;

receiving the second message code at the first device;

generating a second message value from the received second message code using corresponding message codes from the dictionary; and

providing the second message value to a user.

11. The method of claim 10 wherein the health care data comprises patient eligibility for a health care service.

12. The method of claim 10 wherein the health care data comprises patient eligibility for a health care product.

13. The method of claim 10 wherein the health care data comprises health care product eligibility under guidelines associated with a health care flexible spending account or other healthcare reimbursement arrangements.

14. The method of claim 9 wherein the second device is associated with a transaction processor.

15. An apparatus using a dictionary of message codes related to health care information, the message codes having corresponding message values, the apparatus comprising a computer readable medium including:

code for receiving at least one message value at a first device;

code for generating at least one message code from the at least one message value using corresponding message values from the dictionary; and

code for transmitting the at least one message code over the payment processing network, wherein the at least one message code relates to health care information.

16. The apparatus of claim 15 wherein the health care information is related to health care eligibility.

17. The apparatus of claim 15 wherein the first device is a POS associated with a health care provider.

18. The apparatus of claim 15, further comprising:

determining a version for the dictionary, wherein the step of generating the at least one message code is performed with the determined version for the dictionary.

19. The apparatus of claim 15 wherein the dictionary is locally accessible to the first device.

20. The apparatus of claim 19 wherein the dictionary resides within the first device.