Business methods, design

• US 20060155587A1
• Filed: 01/07/2005
• Published: 07/13/2006
• Est. Priority Date: 01/07/2005
• Status: Abandoned Application

• Current Assignee: Robert D. Sparrow
• Original Assignee: Robert D. Sparrow
• Inventors: Sparrow, Robert D.
• Application Number:
  US11/030,760
• Publication Number:
  US 20060155587A1
• Time in Patent Office: Days
• US Class Current: 705/4
• CPC Class Codes: G06Q 10/087 Inventory or stock management, e.g. order filling, procurement or balancing against orders
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

In compliance with 37CRF 1.72(b) the overall Business Method Design is to equip every vehicle insured, with the most safety factors available to prevent accidents, prevent thefts, and maintain the highest level of maintenance to every vehicle, so that efficiency and emissions always comply to EPA Rules and Regulations. In addition to our unique method of insuring vehicles, the insured will be able to get total vehicle sales and every kind of service from A to Z at the location of his General Insurance Agents sales and service office. Also, an insured will never have to drive a wrecked vehicle. The wrecked vehicle will be taken apart and the insured will have his vehicle replaced with a new or equivalent vehicle to his satisfaction.

Claims

1. The General Insurance Agent which will be licensed to sell all lines of vehicles to his insured and others, will have a full line of Certified Mechanics to install the “

STOP THEIF DEVICE”

on any and all vehicles, including RV'"'"'s, motor cycles, tractors, and any type of engine, to prevent theft, plus Nuway Holding will increase the warranty length of time or miles on the vehicles, if the insured uses our oil and greasing services of MOS2—

Molybdenum disulfide.

2. Further, the General Insurance Agent will be licensed to sell “

Kidnap Locator Devices”

that can be attached to vehicles, children, dogs, cats, horses, cows, and an alarm will alert the owner or teacher when the individuals, vehicles, or animals are not in the proper area or place. This service will be an addition to the standard vehicle insurance coverage afforded to the insured'"'"'s worldwide to report adverse events such as kidnappings, lost campers and hikers.

3. Further, the General Insurance Agent will be licensed to sell, trade, repair, and dismantle wrecked vehicles, and test the used parts from wrecked vehicles to make sure they can be sold as used or reconditioned parts to the public. These parts will all be tested, certified, and 100% guaranteed by Certified Mechanics before being sold to the public. These wrecked cars will be taken apart by trained and certified mechanics in schools located in different areas in the United States.

4. No insured will have to drive a wrecked vehicle, unless they want to. The wrecked vehicle will be replaced by equivalent, newer, or less costly than the vehicle he was driving at the time of the accident.

5. Included and incorporated into the insured'"'"'s proof of insurance card, that is required to be in the vehicle at all times, will include an on track innovation (OTI) that has been selected to be the smart-chip provider for our insured. The technology that will be placed in the card will have necessary medical history that in the event of a serious physical damage to the person will have the blood type, allergies, occupation, personal doctor'"'"'s name, phone number and beneficiary are immediately known so first aid can be administered without delay. This is a contactless smart card with a reader in your car for police or medical personnel so they can read the information immediately.

OTI'"'"'s matched antenna technology allows the distance between the reader'"'"'s antenna and the electronic circuitry, to vary from a few centimeters to as far as 35 meters. The OTI reader can be put in a secure area of the car to prevent vandalism and environmental interference, while only the passive extended antenna is exposed to the user, or eventually all police cars will have a reader with them.