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Credit instrument and system providing multiple services including access to credit services and access to a service provider club

  • US 20060167782A1
  • Filed: 03/28/2006
  • Published: 07/27/2006
  • Est. Priority Date: 06/04/1999
  • Status: Active Grant
First Claim
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1. A computer-implemented method for providing a multiple-service card providing multiple services including access to credit and access to a service partner club, comprising:

  • receiving an application at a service partner for a multiple-service card, the application including;

    (a) credit card application data, and (b) membership application data for the applicant to join the service partner club;

    processing the multiple-service card application to identify that the applicant desires to join the service partner club;

    providing the service partner club with data stored on the multiple-service card that gives the cardholder access to the service partner club;

    processing the credit card application data from the multiple-service card application;

    receiving a determination as to whether the applicant is approved for the credit card;

    establishing a credit account; and

    issuing to the consumer the requested multiple-service card that includes (a) credit account information providing cardholder access to credit services, and that further includes (b) service partner club information providing cardholder access to the service partner club.

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