Vehicle-based wireless identification system

• US 20060184456A1
• Filed: 07/21/2004
• Published: 08/17/2006
• Est. Priority Date: 07/21/2003
• Status: Abandoned Application

• Current Assignee: Christopher G. De Janasz
• Original Assignee: Christopher G. De Janasz
• Inventors: de Janasz, Christopher G.
• Application Number:
  US10/563,187
• Publication Number:
  US 20060184456A1
• Time in Patent Office: Days
• US Class Current: 705/72
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/24 Credit schemes, i.e. "pay after"
• CPC Class Codes: G06Q 20/385 using an alias or single-use codes
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4012 Verifying personal identification numbers [PIN]
• CPC Class Codes: G06Q 20/403 Solvency checks
• CPC Class Codes: G07B 15/063 using wireless information transmission between the vehicle and a fixed station identification of vehicles G08G
• CPC Class Codes: G07C 2009/00928 for garage doors
• CPC Class Codes: G07C 2209/61 Signal comprising different frequencies, e.g. frequency hopping
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 9/00309 operated with bidirectional data transmission between data carrier and locks

Abstract

Certain exemplary embodiments comprise a method comprising: receiving a signal from a transmitter, the signal comprising a unique identifier, the signal transmitted responsive to a predetermined input from a user, the signal requesting approval of a proposed transaction, transmitting the unique identifier to a central processor adapted to approve the proposed transaction if at least the unique identifier is an approval from the central processor to complete the proposed transaction, the proposed transaction involving the valid financial account associated with the unique identifier. Certain exemplary embodiments comprise a method comprising: at a central processor, receiving information originating from a transmitter, the information comprising a unique identifier, the information provided from the transmitter responsive to a predetermined input from a user, the information requesting approval of a proposed transaction, and if at least the unique identifier is associated with a valid financial account transmitting an approval to complete the proposed transaction, the proposed transaction involving the valid financial account associated with the unique identifier.

Claims

1. A method comprising:

receiving a signal from a vehicle-powered non-telephonic wireless transmitter fixedly attached to a vehicle, the signal comprising an encrypted unique identifier, the encrypted unique identifier not comprising a financial account number or a user-provided PIN, the signal transmitted responsive to a predetermined input from a user, the signal requesting approval of a proposed transaction, fulfillment of the proposed transaction not involving the transmitter;

transmitting the encrypted unique identifier to a central processor adapted to approve the proposed transaction if at least the unique identifier is associated with a valid financial account; and

receiving an approval from the central processor to complete the proposed transaction, the proposed transaction involving the valid financial account associated with the unique identifier.

2. The method of claim 1, further comprising transmitting a request for approval of the proposed transaction.

3. The method of claim 1, further comprising receiving an acknowledgment of fulfillment of the proposed transaction.

4. The method of claim 1, further comprising providing an acknowledgment of fulfillment of the proposed transaction to the transmitter.

5. The method of claim 1, further comprising initiating an acknowledgment of fulfillment of the proposed transaction to the user.

6. The method of claim 1, wherein the predetermined input comprises a predetermined number of headlight high beam switch activations within a predetermined time interval.

7. The method of claim 1, further comprising requesting a PIN from the user.

8. The method of claim 1, further comprising receiving a PIN from the user.

9. The method of claim 1, further comprising polling for the signal.

10. The method of claim 1, wherein the proposed transaction comprises provision of access to a physical location.

11. The method of claim 1, wherein the proposed transaction comprises provision of a product.

12. The method of claim 1, wherein the proposed transaction comprises provision of a service.

13. The method of claim 1, wherein encryption of the unique identifier utilizes a code hopping technique.

14. A system comprising:

an input processor adapted to receive a signal from a vehicle-powered non-telephonic wireless transmitter fixedly attached to a vehicle, the signal comprising an encrypted unique identifier, the encrypted unique identifier not comprising a financial account number or a user-provided PIN, the signal transmitted responsive to a predetermined input from a user, the signal requesting approval of a proposed transaction, fulfillment of the proposed transaction not involving the transmitter;

an output processor adapted to transmit the encrypted unique identifier to a central processor adapted to approve the proposed transaction if at least the unique identifier is associated with a valid financial account; and

an approval processor adapted to receive an approval from the central processor to complete the proposed transaction, the proposed transaction involving the valid financial account associated with the unique identifier.

15. A method comprising:

at a central processor, receiving information originating from a vehicle-powered non-telephonic wireless transmitter fixedly attached to a vehicle, the information comprising an encrypted unique identifier, the encrypted unique identifier not comprising a financial account number or a user-provided PIN, the information provided from the wireless transmitter responsive to a predetermined input from a user, the information requesting approval of a proposed transaction, fulfillment of the proposed transaction not involving the wireless transmitter; and

if at least the unique identifier is associated with a valid financial account automatically transmitting an approval to complete the proposed transaction, the proposed transaction involving the valid financial account associated with the unique identifier.

16. The method of claim 15, further comprising obtaining an approval of the proposed transaction.

17. The method of claim 15, further comprising storing an approval of the proposed transaction.

18. The method of claim 15, further comprising approving the proposed transaction.

19. The method of claim 15, further comprising obtaining a rejection of the proposed transaction.

20. The method of claim 15, further comprising transmitting a rejection of the proposed transaction.

21. The method of claim 15, further comprising transmitting a rejection of the proposed transaction if the proposed transaction exceeds a predetermined amount.

22. The method of claim 15, further comprising transmitting a rejection of the proposed transaction if a total amount associated with one or more transactions exceeds a predetermined amount.

23. The method of claim 15, further comprising transmitting a rejection of the proposed transaction if the proposed transaction exceeds a predetermined amount for a predetermined counter-party.

24. The method of claim 15, further comprising transmitting a rejection of the proposed transaction if the proposed transaction exceeds a predetermined amount for a predetermined time interval for a predetermined counter-party.

25. The method of claim 15, further comprising transmitting a rejection of the proposed transaction if a counter-party to the proposed transaction is a predetermined restricted counter-party.

26. The method of claim 15, further comprising transmitting a rejection of the proposed transaction if a subject matter of the proposed transaction is a predetermined restricted subject matter.

27. The method of claim 15, further comprising transmitting a rejection of the proposed transaction if a time of the proposed transaction is a predetermined restricted time.

28. The method of claim 15, further comprising transmitting a rejection of the proposed transaction if a date of the proposed transaction is a predetermined restricted date.

29. The method of claim 15, further comprising decrypting the encrypted unique identifier.

30. The method of claim 15, further comprising causing a comparison of the unique identifier with a list of unique identifiers associated with valid financial accounts.

31. The method of claim 15, transmitting instructions requesting a transfer of funds associated with the valid financial account responsive to the approval.

32. The method of claim 15, further comprising storing a rejection of the proposed transaction.

33. The method of claim 15, further comprising reporting a rejection of the proposed transaction.