Communication point delivery instructions

• US 20060184585A1
• Filed: 03/07/2006
• Published: 08/17/2006
• Est. Priority Date: 02/24/2004
• Status: Abandoned Application

• Current Assignee: First Data Corporation (Fiserv Incorporated)
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Grear, Michael B., Donlin, Gretchen L., Melanson, Patricia L., Henry-Saal, Margaret Ann
• Application Number:
  US11/371,165
• Publication Number:
  US 20060184585A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/24 Credit schemes, i.e. "pay after"

Abstract

According to various embodiments of the invention, an architecture is provided for a data processing system. The elements of the architecture can be managed separately. For example, the architecture can be organized around eight subject areas, such as account, party, communication point, presentation instrument, rules, balances, transactions, and product. Relationships between each of the subject areas as well as between sub-types of each subject area can be established to provide flexibility in the management of the data.

Claims

1. A method of storing data for communicating with a party according to certain instructions, the method comprising:

storing data identifying a plurality of communication points each comprising a physical or virtual contact point where communications are received, each communication point of the plurality stored as a separate set of data;

storing a set of data identifying a party, separately from the data identifying the plurality of communication points;

linking the set of party data with a set of data identifying a first communication point of the plurality, using a link; and

associating delivery instructions with the link, the delivery instructions specifying a procedure to use in delivering communications directed to the party at the first communication point.

2. The method of claim 1, wherein the first communications point comprises a selection from the group consisting of a geographic address, an email address, an electronic address, a telephone number, and a fax number.

3. The method of claim 1, wherein the delivery instructions comprise a selection from the group consisting of a delivery provider, a secondary delivery provider, a delivery provider code, a delivery service level, a Saturday delivery preference, a delivery signature preference;

a special delivery instruction text, receipt instructions, confirmation instructions, time of delivery preferences, a code indicative of any of the foregoing delivery instructions, and any combination thereof.

4. The method of claim 1, further comprising:

associating a set of data identifying an account with the link.

5. The method of claim 4, wherein the set of account data is associated with the link via an account party role relationship.

6. The method of claim 4, wherein the set of account data is stored separately from the set of party data and the set of first communication point data.

7. The method of claim 1, further comprising:

storing a set of data identifying a second communication point separately from the set of party data and the set of first communication point data;

linking the set of party data with the set of second communication point data, using a second link; and

associating different delivery instructions with the second link, specifying a different procedure to use in delivering communications to the second communication point for the party.

8. The method of claim 7, wherein each link is stored separately from the set of party data, the set of first communication point data, and the set of second communication point data.

9. The method of claim 1, further comprising:

associating the delivery instructions with the link for a specified period of time.

10. The method of claim 1, further comprising:

assigning a first identifier to the set of first communication point data; and

assigning a second identifier to the set of party data;

wherein the link comprises the first identifier and the second identifier.

11. A computer-readable medium having computer-executable instructions for performing the computer-implementable method for storing data of claim 1.

12. A method of storing data for communicating with a party according to certain delivery instructions, the method comprising:

storing data identifying a plurality of communication points each comprising a physical or virtual contact point where communications are received, each communication point of the plurality stored separately;

storing a set of data identifying an account separately from the data identifying the plurality of communication points;

linking the set of account data with a set of data identifying a first communication point of the plurality, using a link; and

associating delivery instructions with the link, the delivery instructions specifying the procedure to use in delivering communications to the first communication point for the account.

13. The method of claim 12, wherein, the link comprises an association between an account party role relationship and a party communication point relationship.

14. The method of claim 12, further comprising:

associating a set of data identifying a party with the link.

15. The method of claim 12, further comprising:

assigning a first identifier to the set of data identifying the first communication point; and

assigning a second identifier to the set of account data;

wherein the link comprises an association between the first identifier and the second identifier.

16. The method of claim 15, further comprising:

storing the first identifier, the second identifier, and the delivery instructions as a first set of data stored separately from the set of account data and the data identifying the plurality of communication points,

wherein the link comprises the first set of data.

17. A computer system adapted to perform the computer-implementable method for storing data of claim 12.

18. A method of storing identifiers to allow communication with a party according to certain instructions, the method comprising:

storing a first identifier which identifies a first set of data comprising a communication point, wherein the communication point defines a physical or virtual contact point where communications are received;

storing a second identifier which identifies a second set of data comprising a party, the second set of data stored separately from the first set of data; and

associating the first identifier, the second identifier, and data comprising delivery instructions specifying the procedure to use in delivering communications directed to the party at the first communication point, to thereby create a different set of data stored separately from the first set of data and the second set of data.

19. The method of claim 18, wherein the different set of data comprises the first identifier, the second identifier, and the data comprising delivery instructions.

20. The method of claim 19, further comprising:

associating a limited effective time period with the different set of data.

21. The method of claim 18, further comprising:

storing a third identifier associated with a third set of data identifying an account, the third set of data stored separately from the first set of data and the second set of data, wherein the different set of data further comprises the third identifier.

22. The method of claim 18, further comprising:

storing a third identifier associated with a third set of data identifying a different communication point, the third set of data stored separately from the first set of data and the second set of data; and

associating the third identifier, the second identifier, and data comprising different delivery instructions specifying the procedure to use in delivering communications to the different communication point for the party.

23. A computer-readable medium having computer-executable instructions for performing the computer-implementable method for storing data of claim 18.

24. A system of storing data for communicating with a party according to certain instructions, the system comprising:

a communication point database for storing data identifying a plurality of communication points each comprising a physical or virtual contact point where communications are received, each communication point stored separately;

a party database for storing a set of data identifying a party, the party database stored separately from the communication point database; and

a communication point usage database comprising a link between the set of party data and a first communication point of the plurality of communication points, wherein the link further comprises delivery instructions specifying the procedure to use in delivering communications to the first communication point for the party.

25. The system of claim 24, the system further comprising:

an account database for storing data identifying a plurality of accounts, the account database stored separately from the party database and the communication point database, wherein the first link is further associated with an account of the plurality of accounts.

26. The system of claim 24, wherein,

the first communication point data is assigned a first identifier;

the set of party data is assigned a second identifier; and

the first link comprises an association between the first identifier and the second identifier.

27. The system of claim 26, wherein,

the first link comprises the first identifier and the second identifier;

the first link is stored separately from the account database, the party database and the communication point database.