System and method for authenticating transactions
First Claim
1. A transaction authentication system comprising:
- means adapted for receiving transaction request data representative of a request for completion of a selected transaction associated with a selected user;
means adapted for receiving region data representative of a preauthorized geographic region associated with the selected user, from which selected transactions are enabled;
means adapted for receiving location data representative of a source geographic region from which the selected transaction is requested;
testing means adapted for testing the region data against the location data; and
means adapted for generating authorization data representative of an output of the test means.
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Accused Products
Abstract
A system and method for authenticating document processing transactions wherein the transaction is rejected if the user is not within a selected geographical region. A transaction request is first received representing a request for the completion of a selected transaction associated with a selected user. Preauthorized geographic region data, associated with the selected user, is then received indicating from where the associated user is allowed to request transactions. Location data representing the source of the transaction request is then received and tested against the preauthorized geographic region data. The result of this testing determines whether the requested transaction is authorized.
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Citations
26 Claims
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1. A transaction authentication system comprising:
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means adapted for receiving transaction request data representative of a request for completion of a selected transaction associated with a selected user;
means adapted for receiving region data representative of a preauthorized geographic region associated with the selected user, from which selected transactions are enabled;
means adapted for receiving location data representative of a source geographic region from which the selected transaction is requested;
testing means adapted for testing the region data against the location data; and
means adapted for generating authorization data representative of an output of the test means. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A transaction authentication method comprising the steps of:
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receiving transaction request data representative of a request for completion of a selected transaction associated with a selected user;
receiving region data representative of a preauthorized geographic region associated with the selected user, from which selected transactions are enabled;
receiving location data representative of a source geographic region from which the selected transaction is requested;
testing the region data against the location data; and
generating authorization data representative of an output of the testing. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A computer-readable medium of instructions with computer-readable instructions stored thereon for authenticating transactions comprising:
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instructions for receiving transaction request data representative of a request for completion of a selected transaction associated with a selected user;
instructions for receiving region data representative of a preauthorized geographic region associated with the selected user, from which selected transactions are enabled;
instructions for receiving location data representative of a source geographic region from which the selected transaction is requested;
instructions for testing the region data against the location data; and
instructions for generating authorization data representative of an output of the testing instructions. - View Dependent Claims (16, 17, 18, 19, 20)
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21. A computer-implemented method for authentication transactions comprising the steps of:
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receiving transaction request data representative of a request for completion of a selected transaction associated with a selected user;
receiving region data representative of a preauthorized geographic region associated with the selected user, from which selected transactions are enabled;
receiving location data representative of a source geographic region from which the selected transaction is requested;
testing the region data against the location data; and
generating authorization data representative of an output of the testing. - View Dependent Claims (22, 23, 24, 25, 26)
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Specification