Combined rewards system and process
First Claim
1. A computer-implemented system for a combined rewards program, the system comprising:
- means for a customer making a request to enroll into a combined rewards program;
responsive to said request to enroll, means for identifying and additionally systematically enrolling into the program related items associated with the customer, said means for identifying and additionally automatically enrolling using a unique customer identifier;
responsive to said enrolling, means for performing fulfillment; and
means for sending reward recommendations and offers to the customer.
1 Assignment
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Accused Products
Abstract
A system and process that awards rewards currency, e.g. cash back rebate or rewards points, for credit card and check card purchases and that provides rewards for a customer'"'"'s enterprise relationship is provided. Further provided is a methodology for enrollment into the combined rewards program or the relationship rewards program. Further provided is a methodology to show total combined points or cash earned where the points or amount of cash earned are parsed into the various accounts and purchases. Further provided is a methodology to communicate the currency earned by providing customers with periodic statements and newsletters, data online, and data through customer service representatives. Further provided is a mechanism by which to systematically enroll eligible products or services as defined by the enterprise, e.g. where the eligibility may be based on social security numbers or other unique customer numbers.
153 Citations
14 Claims
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1. A computer-implemented system for a combined rewards program, the system comprising:
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means for a customer making a request to enroll into a combined rewards program;
responsive to said request to enroll, means for identifying and additionally systematically enrolling into the program related items associated with the customer, said means for identifying and additionally automatically enrolling using a unique customer identifier;
responsive to said enrolling, means for performing fulfillment; and
means for sending reward recommendations and offers to the customer. - View Dependent Claims (2, 3)
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4. A computer-implemented relationship rewards process, comprising the steps of:
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providing a one enrollment mechanism, whereby a customer enrolls into a relationship rewards program at one entry point and systematically has one or more eligible accounts enrolled into the relationship rewards program;
for each system of record for each enrolled account, sending a periodic file feed to an enterprise system of record for tracking;
said enterprise system of record using each said periodic file feed to track points earned per product and to combine said points into a total amount of points;
said enterprise system of record sending said points per product and said total amount of points to other systems for providing a points summary to a customer;
said enterprise system of record and any of said each system of record sending files with enrollment data and points earned per product to a relationship rewards vendor for the vendor'"'"'s records; and
displaying and making available for redemption said total amount of points, wherein said total amount of points are also itemized. - View Dependent Claims (5, 6, 7, 8)
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9. A computer-implemented combined cash back rewards process, comprising the steps of:
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providing a one enrollment mechanism, whereby a customer enrolls into a combined cash back rewards program at one entry point and automatically has one or more accounts enrolled into the program;
for each system of record for each enrolled account, sending a periodic file feed to an enterprise system of record for tracking;
said enterprise system of record using each said periodic file feed to track cash back amount earned per product and to combine said cash back amount into a total cash back amount;
said enterprise system of record sending said cash back amount per product and said total cash back amount to other systems for providing a cash back amount summary to a customer; and
displaying and making available for redemption said total cash back amount, wherein said cash back amounts are shown itemized. - View Dependent Claims (10, 11, 12, 13, 14)
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Specification