Investment System

• US 20060200411A1
• Filed: 01/24/2006
• Published: 09/07/2006
• Est. Priority Date: 01/25/2005
• Status: Abandoned Application

• Current Assignee: Frederick Morgenstern, Thomas Leonard
• Original Assignee: Frederick Morgenstern, Thomas Leonard
• Inventors: Leonard, Thomas, Morgenstern, Frederick
• Application Number:
  US11/307,126
• Publication Number:
  US 20060200411A1
• Time in Patent Office: Days
• US Class Current: 705/43
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis

Abstract

A multilayer geocentric participation system which distributes a variety of products (“e-pipeline” products) to enrolled members and others via electronic (i.e. Internet) participation channels, and provides a variety of financial products, including ATMs, and debit/credit cards. The system determines source of financial transactions and e-pipeline purchases and relates them to particular enrolled members. Compensation is made to the enrolled members as a result of the financial transactions and/or e-pipeline purchases based on the relationship between the enrolled member and the entity making the e-pipeline purchase and/or financial transaction. Participant access keys (“PAKs”) are used to determine the rights of each entity based on individual contracts between the entities.

Claims

1. A multilayer investment system based on geocentric participation, comprising:

a plurality of participant access keys organized in geocentric layers;

the inner geocentric layer of participant access key having an predetermined set of functions and privileges, and each succeeding layer of participant access keys having an extended set of functions and privileges in relation to the previous layer of participant access keys;

a variety of e-pipeline products to owners of participant access keys and others via electronic participation channels, the products further including a variety of financial products, including ATMs, and debit/credit cards;

means to relate financial transactions and e-pipeline purchases to particular owners of participant access keys, and to compensate owners of participant access keys as a result of the financial transactions and/or e-pipeline purchases based on the relationship between the enrolled member and the entity making the e-pipeline purchase and/or financial transaction.