Method, system, apparatus and computer readable medium for preparing insurance claims for retail activities
First Claim
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1. A method for preparing insurance claims for retail activities, comprising:
- receiving patient information for a patient, evaluating said patient information to determine at least one first expenditure to be replaced by at least one reduced-cost expenditure, and providing a coupon to said patient to discount said reduced-cost expenditure.
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Abstract
The present invention is directed to a method, apparatus and computer readable medium for reducing health care costs by creating an incentive for patients to choose the most economical, yet fully effective health care option.
70 Citations
69 Claims
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1. A method for preparing insurance claims for retail activities, comprising:
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receiving patient information for a patient, evaluating said patient information to determine at least one first expenditure to be replaced by at least one reduced-cost expenditure, and providing a coupon to said patient to discount said reduced-cost expenditure. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. A method for reducing health care costs, comprising:
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receiving a first coupon, which is provided in response to a personal health care history and designed to reduce health care costs, using said coupon to reduce said health care costs. - View Dependent Claims (19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 33, 34, 35, 36, 37, 38, 39)
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32. A method for preparing insurance claims for retail activities, comprising:
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determining a recurring health care cost for a patient that could be beneficially replaced by an alternate treatment, preparing a coupon for a discount on said alternate treatment, providing said coupon to said patient. - View Dependent Claims (40, 41, 42, 43, 44, 45, 46, 47, 48)
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49. A method of increasing sales by preparing insurance claims for retail activities, comprising:
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determining a first product that provides substantially the same benefits as a second product, identifying a user of said second product, preparing a coupon for a discount on said first product, providing said coupon to said user, receiving reimbursement from a third-party financer. - View Dependent Claims (50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61)
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62. A method of
receiving a coupon from a retailer, said coupon having been provided to an end user in response to said user'"'"'s health history, reimbursing said retailer for the price of said coupon, evaluating data on said coupon indicating an end user who used said coupon, compiling said data, and receiving a reimbursement for said coupon.
Specification