Rental authentication system
First Claim
1. A rental authentication system including an authentication device and a plurality of terminals that are connected via a network, the authentication device comprising:
- a biometric information receiving module receiving biometric information of a borrower from the terminal;
a first authentication module referring to a blacklist recorded with biometric information of beware-of persons, and authenticating as to whether the biometric information of the borrower matches with the blacklist or not;
a second authentication module referring to a past record database recoded with the biometric information of the borrowers having usage past records, and authenticating as to whether the biometric information of the borrower who does not match with the blacklist, matches with the past record database or not;
a result notifying module notifying the terminal of approval or non-approval for a rental operation on the basis of results of the authentication by the first authentication module and by the second authentication module; and
an update module updating the past record database if the rental operation is approved, the terminal comprising;
a biometric information reading module reading the biometric information of the borrower;
a biometric information transmitting module transmitting the biometric information to the authentication device; and
a result receiving module receiving the approval or non-approval of the rental operation on the basis of the result of the authentication from the authentication device.
1 Assignment
0 Petitions
Accused Products
Abstract
To provide a technology that prevents a rental for a defrauding purpose by specifying a borrower through biometric authentication and conducting the authentication based on a usage past record of the borrower. Biometric information of a borrower is received from the terminal, a blacklist recorded with biometric information of beware-of persons is referred to, authentication as to whether the biometric information of the borrower matches with the blacklist or not is done, a past record database recoded with the biometric information of the borrowers having usage past records is referred to, there is made the authentication as to whether the biometric information of the borrower who does not match with the blacklist matches with the past record database or not, the terminal is notified of approval or non-approval for a rental operation on the basis of results of the authentication, the past record database is updated if the rental operation is approved.
22 Citations
20 Claims
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1. A rental authentication system including an authentication device and a plurality of terminals that are connected via a network,
the authentication device comprising: -
a biometric information receiving module receiving biometric information of a borrower from the terminal;
a first authentication module referring to a blacklist recorded with biometric information of beware-of persons, and authenticating as to whether the biometric information of the borrower matches with the blacklist or not;
a second authentication module referring to a past record database recoded with the biometric information of the borrowers having usage past records, and authenticating as to whether the biometric information of the borrower who does not match with the blacklist, matches with the past record database or not;
a result notifying module notifying the terminal of approval or non-approval for a rental operation on the basis of results of the authentication by the first authentication module and by the second authentication module; and
an update module updating the past record database if the rental operation is approved, the terminal comprising;
a biometric information reading module reading the biometric information of the borrower;
a biometric information transmitting module transmitting the biometric information to the authentication device; and
a result receiving module receiving the approval or non-approval of the rental operation on the basis of the result of the authentication from the authentication device. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A rental authentication method executed by an authentication device and a plurality of terminals that are connected via a network,
the authentication device executing: -
receiving biometric information of a borrower from the terminal;
referring to a blacklist recorded with biometric information of beware-of persons, and authenticating as to whether the biometric information of the borrower matches with the blacklist or not;
referring to a past record database recoded with the biometric information of the borrowers having usage past records, and authenticating as to whether the biometric information of the borrower who does not match with the blacklist, matches with the past record database or not;
notifying the terminal of approval or non-approval for a rental operation on the basis of results of the authentication; and
updating the past record database if the rental operation is approved, the terminal executing;
reading the biometric information of the borrower;
transmitting the biometric information to the authentication device; and
receiving the approval or non-approval of the rental operation on the basis of the result of the authentication from the authentication device. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. An authentication device comprising:
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a biometric information receiving module receiving biometric information of a borrower from a terminal;
a first authentication module referring to a blacklist recorded with biometric information of beware-of persons, and authenticating as to whether the biometric information of the borrower matches with the blacklist or not;
a second authentication module referring to a past record database recoded with the biometric information of the borrowers having usage past records, and authenticating as to whether the biometric information of the borrower who does not match with the blacklist, matches with the past record database or not;
a result notifying module notifying the terminal of approval or non-approval for a rental operation on the basis of results of the authentication by the first authentication module and by the second authentication module; and
an update module updating the past record database if the rental operation is approved. - View Dependent Claims (16)
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17. A rental authentication method executed by an authentication device connected to a plurality of terminals via a network,
the authentication device executing: -
receiving biometric information of a borrower from the terminal;
referring to a blacklist recorded with biometric information of beware-of persons, and authenticating as to whether the biometric information of the borrower matches with the blacklist or not;
referring to a past record database recoded with the biometric information of the borrowers having usage past records, and authenticating as to whether the biometric information of the borrower who does not match with the blacklist, matches with the past record database or not;
notifying the terminal of approval or non-approval for a rental operation on the basis of results of the authentication; and
updating the past record database if the rental operation is approved. - View Dependent Claims (18)
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19. A recording medium recorded with a rental authentication program executed by an authentication device connected to a plurality of terminals via a network, the program comprising:
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receiving biometric information of a borrower from the terminal;
referring to a blacklist recorded with biometric information of beware-of persons, and authenticating as to whether the biometric information of the borrower matches with the blacklist or not;
referring to a past record database recoded with the biometric information of the borrowers having usage past records, and authenticating as to whether the biometric information of the borrower who does not match with the blacklist, matches with the past record database or not;
notifying the terminal of approval or non-approval for a rental operation on the basis of results of the authentication; and
updating the past record database if the rental operation is approved. - View Dependent Claims (20)
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Specification