Anti-identity theft system and method

• US 20060239512A1
• Filed: 06/24/2005
• Published: 10/26/2006
• Est. Priority Date: 04/22/2005
• Status: Abandoned Application

• Current Assignee: MMKT Exchange LLC
• Original Assignee: MMKT Exchange LLC
• Inventors: Petrillo, Susan R.
• Application Number:
  US11/165,966
• Publication Number:
  US 20060239512A1
• Time in Patent Office: Days
• US Class Current: 382/115
• CPC Class Codes: G06F 21/31 User authentication
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G07C 2209/02 Access control comprising means for the enrolment of users
• CPC Class Codes: G07C 9/257 electronically G07C9/26 takes precedence
• CPC Class Codes: G07C 9/37 using biometric data, e.g. fingerprints, iris scans or voice recognition
• CPC Class Codes: G07C 9/38 with central registration

Abstract

A method of entering information for identity validation of an individual is provided, where an individual enters their personal information and biometric information that is compared to one or more databases to verify the identity of the individual. Once the identity is verified, the individual selects one or more random biometrics that are stored as random biometric information on a database for later identity verification purposes. When the individual later wants to review or change his personal information, or when the individual wants to perform or consummate a transaction, the individual simply submits his/her one or more random biometrics that were previously selected and stored in the database. The biometrics are compared with the random biometric information in the database, and if the one or more random biometrics match the random biometric information in the database, then the identity is verified.

Claims

1. A method of entering information for identity validation of an individual, the method comprising:

collecting biometric information of an individual;

storing the biometric information of the individual; and

storing one or more random biometrics selected by the individual from the biometric information stored for identity verification purposes.

2. The method of entering information for identity validation of an individual of claim 1, further comprising:

verifying the individual'"'"'s biometric information by using positive validation.

3. The method of entering information for identity validation of an individual of claim 1, further comprising:

verifying the individual'"'"'s biometric information by using negative validation.

4. The method of entering information for identity validation of an individual of claim 1, further comprising:

collecting and storing personal information of the individual.

5. The method of entering information for identity validation of an individual of claim 4, further comprising:

verifying the individual'"'"'s personal information by using positive validation.

6. The method of entering information for identity validation of an individual of claim 4, further comprising:

verifying the individual'"'"'s personal information by using negative validation.

7. The method of entering information for identity validation of an individual of claim 1, further comprising:

storing two or more random biometrics selected by the individual from the biometric information stored for identity verification purposes.

8. The method of entering information for identity validation of an individual of claim 7, wherein the two or more random biometrics comprise two randomly selected fingerprints.

9. The method of entering information for identity validation of an individual of claim 1, wherein the one or more random biometrics comprise fingerprint information.

10. A method of entering information for identity validation of an individual, the method comprising:

collecting personal information of an individual;

collecting biometric information of an individual;

verifying the identity of the individual by matching the personal information and biometric information to databases storing the personal information and biometric information;

storing the personal and biometric information of the individual if the identity is verified; and

storing one or more random biometrics selected by the individual from the biometric information for identity verification purposes.

11. The method of entering information for identity validation of an individual of claim 10, the method further comprising:

verifying the individual'"'"'s biometric information by using positive validation.

12. The method of entering information for identity validation of an individual of claim 10, the method further comprising:

verifying the individual'"'"'s biometric information by using negative validation.

13. The method of entering information for identity validation of an individual of claim 10, the method further comprising:

verifying the individual'"'"'s personal information by using positive validation.

14. The method of entering information for identity validation of an individual of claim 10, the method further comprising:

verifying the individual'"'"'s personal information by using negative validation.

15. The method of entering information for identity validation of an individual of claim 10, the method further comprising:

storing two or more random biometrics selected by the individual from the biometric information stored for identity verification purposes.

16. The method of entering information for identity validation of an individual of claim 15, wherein the two or more random biometrics comprise two randomly selected fingerprints.

17. The method of entering information for identity validation of an individual of claim 10, wherein the one or more random biometrics comprise fingerprint information.

18. A method of validating an identity of an individual, the method comprising:

accepting one or more random biometrics submitted by an individual;

comparing the one or more random biometrics to a database storing biometric information of the individual and the one or more random biometrics of the individual; and

verifying the identity of the individual if the submitted one or more random biometrics submitted by the individual match the one or more random biometrics stored in the database.

19. The method of validating an identity of an individual of claim 18, wherein the one or more random biometrics comprise fingerprint information.

20. The method of validating an identity of an individual of claim 18, the method further comprising:

comparing two or more random biometrics to the database storing biometric information of the individual and the two or more random biometrics of the individual; and

verifying the identity of the individual if the submitted two or more random biometrics submitted by the individual match the two or more random biometrics stored in the database.

21. The method of validating an identity of an individual of claim 20, wherein the two or more random biometrics comprise two randomly selected fingerprints.

22. The method of validating an identity of an individual of claim 18, the method further comprising:

allowing the individual access to the individual'"'"'s personal records if the identity of the individual is verified.

23. The method of validating an identity of an individual of claim 18, the method further comprising:

allowing the individual to make a purchase or transaction if the identity of the individual is verified.

24. The method of validating an identity of an individual of claim 18, the method further comprising:

alerting appropriate authorities if the individual'"'"'s identity is not verified.