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Remote check deposit

  • US 20060242062A1
  • Filed: 04/26/2005
  • Published: 10/26/2006
  • Est. Priority Date: 04/26/2005
  • Status: Abandoned Application
First Claim
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1. A system to deposit financial instruments to a financial institution remotely, comprising:

  • capturing the image of the financial instrument, including associated Magnetic Ink Character Recognition (MICR) data;

    entering an amount of the financial instrument;

    converting the image of the financial instrument and related MICR data into American National Standards Institute (ANSI) standard for electronic exchange among financial institutions and processors in a transaction/file;

    the financial institution picking up the transaction/file via an Internet connection; and

    the financial institution processing the file using check processing system or service.

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