System and method for processing electronic payments
First Claim
1. A payments gateway operable to:
- receive a payments file from an originating entity;
invoke a policy associated with the originating entity, the policy comprising references to at least a subset of a plurality of receiving entities;
parse the payments file into a plurality of payment records, each record associated with a particular one of the plurality of receiving entities;
identify a first receiving entity associated with one of the payment records and referenced in the policy; and
automatically provide a dashboard view to the identified receiving entity, the dashboard view presenting information on the one or more associated payment records.
5 Assignments
0 Petitions
Accused Products
Abstract
A payments gateway operable to receive a payments file from an originating entity. The payments gateway then invokes a policy associated with the originating entity, with the policy comprising references to at least a subset of a plurality of receiving entities. The payments file is parsed into a plurality of payment records, with each record associated with a particular one of the plurality of receiving entities. The payments gateway identifies a first receiving entity associated with one of the payment records and referenced in the policy and automatically provides a dashboard view to the identified receiving entity with the dashboard view presenting information on the one or more associated payment records.
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Citations
44 Claims
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1. A payments gateway operable to:
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receive a payments file from an originating entity;
invoke a policy associated with the originating entity, the policy comprising references to at least a subset of a plurality of receiving entities;
parse the payments file into a plurality of payment records, each record associated with a particular one of the plurality of receiving entities;
identify a first receiving entity associated with one of the payment records and referenced in the policy; and
automatically provide a dashboard view to the identified receiving entity, the dashboard view presenting information on the one or more associated payment records. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21)
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22. A method for centralized processing of electronic payments comprising:
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receiving a payments file from an originating entity at a payments gateway;
invoking a policy associated with the originating entity, the policy comprising references to at least a subset of a plurality of receiving entities;
parsing the payments file into a plurality of payment records, each record associated with a particular one of the plurality of receiving entities;
identifying a first receiving entity associated with one of the payment records and referenced in the policy; and
automatically providing a dashboard view to the identified receiving entity, the dashboard view presenting information on the one or more associated payment records. - View Dependent Claims (23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43)
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44. A method for processing electronic payments at a corporate headquarters, comprising:
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receiving a payments file from a store associated with the corporate headquarters, the payments file including a plurality of electronic payments to at least one receiving entity;
generating a first dashboard view for the store, the dashboard view presenting a plurality of transmission metrics;
generating a second dashboard view for a first of the one or more receiving entities, the second dashboard view providing a plurality of electronic payment information and operable to allow drill downs on the information;
generating an Enterprise Resource Planning (ERP) receivables file based on the payments file and the first receiving entity;
communicating the ERP receivables file to the first receiving entity; and
communicating the payments file to a financial institution for payment processing.
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Specification