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System and method for electronically exchanging value among distributed users

  • US 20060253340A1
  • Filed: 06/20/2006
  • Published: 11/09/2006
  • Est. Priority Date: 04/30/1999
  • Status: Abandoned Application
First Claim
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1. A method of operating a distributed value exchange system to facilitate a value exchange between users, the method comprising:

  • receiving from a first user;

    a request to transfer value to a second user;

    an electronic mail address of the second user, wherein the second user is identifiable in the request only by the electronic mail address; and

    an amount of value to exchange;

    transmitting to the second user;

    notification of the request; and

    if the second user is not registered with the value exchange system, instructions regarding how to complete the request; and

    transferring the amount of value from the first user to the second user.

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