Methods and systems for the management of insurance claims and property
First Claim
1. A method of managing an insurance claim, the method including the steps of:
- a.) obtaining information on a claim, including items of property relating to said claim, such information forming a claim datafile;
b.) selecting items of property being claimed by consulting a property register configured and arranged to store items of property owned by the person or entity making a claim;
c.) obtaining information to establish a replacement value for each of the items of property relating to the claim; and
d.) selecting a method of settlement of the claim and calculating the replacement values for each of the items of property to determine a settlement value.
2 Assignments
0 Petitions
Accused Products
Abstract
This invention relates to the management of insurance claims, the processing steps broadly including the steps of obtaining information on a claim, including items of property relating to said claim, such information forming a claim datafile; selecting items of property being claimed by consulting a property register configured and arranged to store items of property owned by the person or entity making a claim; obtaining information to establish a replacement value for each of the items of property relating to the claim; and selecting a method of settlement of the claim and calculating the replacement values for each of the items of property to determine a settlement value.
-
Citations
15 Claims
-
1. A method of managing an insurance claim, the method including the steps of:
-
a.) obtaining information on a claim, including items of property relating to said claim, such information forming a claim datafile;
b.) selecting items of property being claimed by consulting a property register configured and arranged to store items of property owned by the person or entity making a claim;
c.) obtaining information to establish a replacement value for each of the items of property relating to the claim; and
d.) selecting a method of settlement of the claim and calculating the replacement values for each of the items of property to determine a settlement value. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 13)
-
-
9. A computer controlled method for managing an insurance claim, the computer being programmed to carry out the steps of:
-
a. generating a claim datafile by receiving information relating to a claim, including items of property relating to the claim;
b. selecting items of property being claimed by consulting a property register configured and arranged to store items of property owned by the person or entity making a claim;
c. obtaining information to establish a replacement value for each of the items of property relating to the claim; and
d. selecting a method of settlement of the claim and calculating the replacement values for each of the items of property to determine a settlement value. - View Dependent Claims (10, 11, 14)
-
-
12. A system of managing an insurance claim, the system including a property register configured and arranged to store items of property, the property register being configured and arranged to be updatable with current schedules of items of property, the database having means to accept a request to add or delete or update an item of property, and to allow access by authorised users to consult the items of property.
-
15. A system of managing an insurance claim substantially as herein described with reference to any one of the accompanying drawings.
Specification