Debit-based identity theft monitoring and prevention
First Claim
1. A method of monitoring financial information of a consumer for fraudulent activity, the method comprising:
- receiving an account closure event from an event provider;
determining if the account closure event is associated with financial information of the consumer;
generating a notification; and
providing the notification to the consumer.
2 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods of monitoring financial information of a consumer for fraudulent activity. One method can include receiving an account closure event from an event provider, determining if the account closure event is associated with financial information of the consumer, generating a notification, and providing the notification to the consumer. Another method can include receiving a returned check event from an event provider, determining if the returned check event is associated with financial information of the consumer, generating a notification, and providing the notification to the consumer.
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Citations
87 Claims
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1. A method of monitoring financial information of a consumer for fraudulent activity, the method comprising:
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receiving an account closure event from an event provider;
determining if the account closure event is associated with financial information of the consumer;
generating a notification; and
providing the notification to the consumer. - View Dependent Claims (2, 3, 4, 5, 6, 8, 9, 10, 11, 12, 13, 14)
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7. The method of claim I wherein providing the notification to the consumer includes electronically mailing the notification to the consumer.
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15. A method of monitoring financial information of a consumer for fraudulent activity, the method comprising:
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receiving a returned check event from an event provider;
determining if the returned check event is associated with financial information of the consumer;
generating a notification; and
providing the notification to the consumer. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28)
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29. A system for monitoring financial information of a plurality of consumers for fraudulent activity, the system comprising:
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a consumer database configured to store information obtained from the plurality of consumers;
an event provider configured to transmit an account closure event; and
a monitoring system configured to receive the account closure event, to determine if the account closure event is associated with financial information of one of the plurality of consumers, to generate a notification, and to provide the notification to one of the plurality of consumers. - View Dependent Claims (30, 31, 32, 33, 34, 35, 36, 37, 38)
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39. A system for monitoring financial information for a plurality of consumers for fraudulent activity, the system comprising:
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a consumer database configured to store information obtained from the plurality of consumers;
an event provider configured to transmit a returned check event;
a monitoring system configured to obtain the returned check event, to determine if the returned check event is associated with financial information of one of the plurality of consumers, to generate a notification, and to provide the notification to one of the plurality of consumers. - View Dependent Claims (40, 41, 42, 43, 44, 45, 46, 47, 48)
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- 49. A monitoring system for monitoring financial information of a consumer for fraudulent activity, the monitoring system configured to receive an account closure event, to determine if the account closure event is associated with financial information of the consumer, to generate a notification, and to provide the notification to the consumer.
- 59. A monitoring system for monitoring financial information of a consumer for fraudulent activity, the monitoring system configured to receive a returned check event, to determine if the returned check event is associated with financial information of the consumer, to generate a notification, and to provide the notification to the consumer.
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69. A method of monitoring financial information of a consumer for fraudulent activity, the method comprising:
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providing first information to an identity authentication system;
using the first information to authenticate the consumer;
providing the first information to a monitoring system;
storing the first information in a consumer database;
receiving a plurality of events from an event provider;
determining if any of the plurality of events are associated with financial information of the consumer;
generating a notification; and
providing the notification to the consumer. - View Dependent Claims (70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87)
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Specification