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Payment authorisation process

  • US 20060271497A1
  • Filed: 05/24/2006
  • Published: 11/30/2006
  • Est. Priority Date: 05/24/2005
  • Status: Abandoned Application
First Claim
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1. An electronic commerce process comprising the steps of:

  • compiling, at a merchant gateway, details of a transaction that a customer wishes to enter into with a merchant;

    in a secure communication session between said merchant gateway and a payment gateway sharing data that allows each gateway to uniquely identify communications relating to the transaction and sharing data representing at least a transaction amount in relation to the intended transaction;

    causing the customer device to initiate a secure communication session with the payment gateway and pass data to the payment gateway enabling the payment gateway to identify the transaction;

    completing the payment aspects of a transaction with said customer device in said secure communications session between said customer device and said payment gateway;

    causing said customer device to initiate a communication to said merchant gateway, said communication including data indicative of the transaction; and

    receiving data at said merchant gateway indicating the success or failure of the transaction.

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